WallStSmart

American International Group Inc (AIG)vsDeFi Technologies Inc. (DEFT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 26743% more annual revenue ($26.61B vs $99.14M). DEFT leads profitability with a 62.9% profit margin vs 11.6%. DEFT trades at a lower P/E of 4.8x. AIG earns a higher WallStSmart Score of 60/100 (C).

AIG

Buy

60

out of 100

Grade: C

Growth: 2.0Profit: 5.0Value: 7.0Quality: 7.0
Piotroski: 5/9Altman Z: 0.88

DEFT

Hold

48

out of 100

Grade: D+

Growth: 4.7Profit: 8.5Value: 6.7Quality: 4.5
Piotroski: 2/9Altman Z: -0.24

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG4 strengths · Avg: 8.8/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

DEFT6 strengths · Avg: 9.2/10
P/E RatioValuation
4.8x10/10

Attractively priced relative to earnings

Return on EquityProfitability
74.0%10/10

Every $100 of equity generates 74 in profit

Profit MarginProfitability
62.9%10/10

Keeps 63 of every $100 in revenue as profit

Debt/EquityHealth
0.149/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Operating MarginProfitability
23.2%8/10

Strong operational efficiency at 23.2%

Areas to Watch

AIG4 concerns · Avg: 2.3/10
Return on EquityProfitability
7.4%3/10

ROE of 7.4% — below average capital efficiency

Revenue GrowthGrowth
-7.2%2/10

Revenue declined 7.2%

EPS GrowthGrowth
-5.6%2/10

Earnings declined 5.6%

Altman Z-ScoreHealth
0.882/10

Distress zone — elevated risk

DEFT4 concerns · Avg: 2.5/10
Market CapQuality
$317.98M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Revenue GrowthGrowth
-20.0%2/10

Revenue declined 20.0%

EPS GrowthGrowth
-75.0%2/10

Earnings declined 75.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bull Case : DEFT

The strongest argument for DEFT centers on P/E Ratio, Return on Equity, Profit Margin. Profitability is solid with margins at 62.9% and operating margin at 23.2%.

Bear Case : AIG

The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.

Bear Case : DEFT

The primary concerns for DEFT are Market Cap, Piotroski F-Score, Revenue Growth.

Key Dynamics to Monitor

DEFT carries more volatility with a beta of 3.92 — expect wider price swings.

AIG is growing revenue faster at -7.2% — sustainability is the question.

AIG generates stronger free cash flow (636M), providing more financial flexibility.

Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

AIG scores higher overall (60/100 vs 48/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

DeFi Technologies Inc.

FINANCIAL SERVICES · CAPITAL MARKETS · USA

DeFi Technologies Inc., a technology company, develops exchange traded products that synthetically track the value of a single DeFi protocol or a basket of protocols in Canada. The company is headquartered in Toronto, Canada.

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