WallStSmart

American International Group Inc (AIG)vsCarlyle Group Inc (CG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 722% more annual revenue ($26.70B vs $3.25B). CG leads profitability with a 16.8% profit margin vs 11.8%. AIG appears more attractively valued with a PEG of 0.66. AIG earns a higher WallStSmart Score of 69/100 (B-).

AIG

Strong Buy

69

out of 100

Grade: B-

Growth: 4.7Profit: 5.5Value: 7.0Quality: 5.0
Piotroski: 4/9Altman Z: 0.67

CG

Buy

54

out of 100

Grade: C-

Growth: 6.7Profit: 5.0Value: 5.7Quality: 4.5
Piotroski: 2/9Altman Z: 0.71

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG5 strengths · Avg: 8.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.668/10

Growing faster than its price suggests

P/E RatioValuation
14.2x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
21.6%8/10

Earnings expanding 21.6% YoY

CG3 strengths · Avg: 8.7/10
EPS GrowthGrowth
70.2%10/10

Earnings expanding 70.2% YoY

PEG RatioValuation
1.008/10

Growing faster than its price suggests

Price/BookValuation
3.0x8/10

Reasonable price relative to book value

Areas to Watch

AIG3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.4%4/10

1.4% revenue growth

Return on EquityProfitability
7.8%3/10

ROE of 7.8% — below average capital efficiency

Altman Z-ScoreHealth
0.672/10

Distress zone — elevated risk

CG4 concerns · Avg: 2.8/10
P/E RatioValuation
31.6x4/10

Premium valuation, high expectations priced in

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Revenue GrowthGrowth
-94.1%2/10

Revenue declined 94.1%

Altman Z-ScoreHealth
0.712/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.66 suggests the stock is reasonably priced for its growth.

Bull Case : CG

The strongest argument for CG centers on EPS Growth, PEG Ratio, Price/Book. Profitability is solid with margins at 16.8% and operating margin at -233.9%. PEG of 1.00 suggests the stock is reasonably priced for its growth.

Bear Case : AIG

The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.

Bear Case : CG

The primary concerns for CG are P/E Ratio, Piotroski F-Score, Revenue Growth. Debt-to-equity of 2.71 is elevated, increasing financial risk.

Key Dynamics to Monitor

AIG profiles as a value stock while CG is a declining play — different risk/reward profiles.

CG carries more volatility with a beta of 1.83 — expect wider price swings.

AIG is growing revenue faster at 1.4% — sustainability is the question.

CG generates stronger free cash flow (441M), providing more financial flexibility.

Bottom Line

AIG scores higher overall (69/100 vs 54/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

Carlyle Group Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Carlyle Group Inc (CG) is a leading global investment firm specializing in private equity and alternative asset management, recognized for its innovative investment strategies across multiple sectors. With a robust footprint in North America, Europe, and Asia, Carlyle utilizes its extensive market knowledge and deep industry connections to generate superior returns for institutional investors. The firm's disciplined investment approach and dedication to value creation have established it as a premier partner for institutions seeking resilient and diversified opportunities within the alternative investment landscape.

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