WallStSmart

C3 Ai Inc (AI)vsOracle Corporation (ORCL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Oracle Corporation generates 20745% more annual revenue ($64.08B vs $307.39M). ORCL leads profitability with a 25.3% profit margin vs -141.3%. ORCL earns a higher WallStSmart Score of 76/100 (B+).

AI

Avoid

27

out of 100

Grade: F

Growth: 4.7Profit: 2.0Value: 5.0Quality: 5.8
Piotroski: 3/9Altman Z: 1.04

ORCL

Strong Buy

76

out of 100

Grade: B+

Growth: 8.0Profit: 9.0Value: 10.0Quality: 2.5
Piotroski: 2/9Altman Z: 0.59
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for AI.

ORCLUndervalued (+39.3%)

Margin of Safety

+39.3%

Fair Value

$246.56

Current Price

$149.68

$96.88 discount

UndervaluedFair: $246.56Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AI1 strengths · Avg: 8.0/10
Price/BookValuation
1.7x8/10

Reasonable price relative to book value

ORCL6 strengths · Avg: 9.2/10
Market CapQuality
$430.49B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
57.6%10/10

Every $100 of equity generates 58 in profit

Operating MarginProfitability
32.7%10/10

Strong operational efficiency at 32.7%

Profit MarginProfitability
25.3%9/10

Keeps 25 of every $100 in revenue as profit

PEG RatioValuation
0.988/10

Growing faster than its price suggests

Revenue GrowthGrowth
21.7%8/10

Revenue surging 21.7% year-over-year

Areas to Watch

AI4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$1.28B3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-55.0%2/10

ROE of -55.0% — below average capital efficiency

ORCL4 concerns · Avg: 3.3/10
P/E RatioValuation
27.9x4/10

Moderate valuation

Price/BookValuation
12.8x4/10

Trading at 12.8x book value

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Free Cash FlowQuality
$-11.48B2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : AI

The strongest argument for AI centers on Price/Book.

Bull Case : ORCL

The strongest argument for ORCL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 25.3% and operating margin at 32.7%. Revenue growth of 21.7% demonstrates continued momentum.

Bear Case : AI

The primary concerns for AI are EPS Growth, Market Cap, Piotroski F-Score.

Bear Case : ORCL

The primary concerns for ORCL are P/E Ratio, Price/Book, Piotroski F-Score. Debt-to-equity of 4.15 is elevated, increasing financial risk.

Key Dynamics to Monitor

AI profiles as a turnaround stock while ORCL is a growth play — different risk/reward profiles.

AI carries more volatility with a beta of 2.18 — expect wider price swings.

ORCL is growing revenue faster at 21.7% — sustainability is the question.

AI generates stronger free cash flow (-56M), providing more financial flexibility.

Bottom Line

ORCL scores higher overall (76/100 vs 27/100), backed by strong 25.3% margins and 21.7% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

C3 Ai Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

C3.

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Oracle Corporation

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Oracle is an American multinational computer technology corporation headquartered in Austin, Texas. The company was formerly headquartered in Redwood Shores, California until December 2020 when it moved its headquarters to Texas. The company sells database software and technology, cloud engineered systems, and enterprise software products, particularly its own brands of database management systems.

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