AGNC Investment Corp. (AGNC)vsTwo Harbors Investments Corp (TWO)
AGNC
AGNC Investment Corp.
$8.78
-0.45%
REAL ESTATE · Cap: $10.61B
TWO
Two Harbors Investments Corp
$12.18
0.00%
REAL ESTATE · Cap: $1.28B
Smart Verdict
WallStSmart Research — data-driven comparison
Two Harbors Investments Corp generates 171% more annual revenue ($640.21M vs $236.00M). AGNC leads profitability with a 43.6% profit margin vs -3.4%. TWO appears more attractively valued with a PEG of 2.76. AGNC earns a higher WallStSmart Score of 67/100 (B-).
AGNC
Strong Buy67
out of 100
Grade: B-
TWO
Buy53
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Keeps 44 of every $100 in revenue as profit
Strong operational efficiency at 102.1%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Reasonable price relative to book value
Strong operational efficiency at 48.1%
Revenue surging 620.0% year-over-year
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Premium valuation, high expectations priced in
Distress zone — elevated risk
Smaller company, higher risk/reward
Weak financial health signals
Expensive relative to growth rate
ROE of -19.8% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNC
The strongest argument for AGNC centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 43.6% and operating margin at 102.1%. Revenue growth of 546.0% demonstrates continued momentum.
Bull Case : TWO
The strongest argument for TWO centers on Price/Book, Operating Margin, Revenue Growth. Revenue growth of 620.0% demonstrates continued momentum.
Bear Case : AGNC
The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, P/E Ratio. A P/E of 179.0x leaves little room for execution misses. Debt-to-equity of 8.37 is elevated, increasing financial risk.
Bear Case : TWO
The primary concerns for TWO are Market Cap, Piotroski F-Score, PEG Ratio. Debt-to-equity of 3.79 is elevated, increasing financial risk.
Key Dynamics to Monitor
AGNC profiles as a growth stock while TWO is a hypergrowth play — different risk/reward profiles.
AGNC carries more volatility with a beta of 1.34 — expect wider price swings.
TWO is growing revenue faster at 620.0% — sustainability is the question.
AGNC generates stronger free cash flow (404M), providing more financial flexibility.
Bottom Line
AGNC scores higher overall (67/100 vs 53/100), backed by strong 43.6% margins and 546.0% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →Two Harbors Investments Corp
REAL ESTATE · REIT - MORTGAGE · USA
Two Harbors Investment Corp. The company is headquartered in Minnetonka, Minnesota.
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