WallStSmart

AGNC Investment Corp (AGNC)vsSunrise Realty Trust, Inc. (SUNS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AGNC Investment Corp generates 9095% more annual revenue ($1.80B vs $19.54M). AGNC leads profitability with a 92.9% profit margin vs 62.1%. SUNS appears more attractively valued with a PEG of 0.60. AGNC earns a higher WallStSmart Score of 75/100 (B+).

AGNC

Strong Buy

75

out of 100

Grade: B+

Growth: 4.7Profit: 8.0Value: 7.3Quality: 3.3
Piotroski: 2/9Altman Z: -0.95

SUNS

Buy

59

out of 100

Grade: C

Growth: 4.7Profit: 8.0Value: 7.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AGNCUndervalued (+83.7%)

Margin of Safety

+83.7%

Fair Value

$70.20

Current Price

$10.14

$60.06 discount

UndervaluedFair: $70.20Overvalued
SUNSSignificantly Overvalued (-45.4%)

Margin of Safety

-45.4%

Fair Value

$6.32

Current Price

$8.30

$1.98 premium

UndervaluedFair: $6.32Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AGNC4 strengths · Avg: 10.0/10
P/E RatioValuation
6.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Profit MarginProfitability
92.9%10/10

Keeps 93 of every $100 in revenue as profit

Operating MarginProfitability
95.9%10/10

Strong operational efficiency at 95.9%

SUNS5 strengths · Avg: 9.6/10
P/E RatioValuation
8.8x10/10

Attractively priced relative to earnings

Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Profit MarginProfitability
62.1%10/10

Keeps 62 of every $100 in revenue as profit

Operating MarginProfitability
45.4%10/10

Strong operational efficiency at 45.4%

PEG RatioValuation
0.608/10

Growing faster than its price suggests

Areas to Watch

AGNC3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
17.552/10

Expensive relative to growth rate

Altman Z-ScoreHealth
-0.952/10

Distress zone — elevated risk

SUNS4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
4.6%4/10

4.6% revenue growth

Market CapQuality
$111.27M3/10

Smaller company, higher risk/reward

EPS GrowthGrowth
-56.6%2/10

Earnings declined 56.6%

Free Cash FlowQuality
$-1.54M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : AGNC

The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 92.9% and operating margin at 95.9%.

Bull Case : SUNS

The strongest argument for SUNS centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 62.1% and operating margin at 45.4%. PEG of 0.60 suggests the stock is reasonably priced for its growth.

Bear Case : AGNC

The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score.

Bear Case : SUNS

The primary concerns for SUNS are Revenue Growth, Market Cap, EPS Growth.

Key Dynamics to Monitor

AGNC profiles as a mature stock while SUNS is a value play — different risk/reward profiles.

AGNC is growing revenue faster at 5.5% — sustainability is the question.

AGNC generates stronger free cash flow (128M), providing more financial flexibility.

Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

AGNC scores higher overall (75/100 vs 59/100), backed by strong 92.9% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AGNC Investment Corp

REAL ESTATE · REIT - MORTGAGE · USA

AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.

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Sunrise Realty Trust, Inc.

REAL ESTATE · REIT - MORTGAGE · USA

Solar Senior Capital Ltd. is a business development company that specializes in investing in leveraged middle market companies in the United States.

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