WallStSmart

AFC Gamma Inc (AFCG)vsBlackRock Inc (BLK)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BlackRock Inc generates 142563% more annual revenue ($27.30B vs $19.14M). BLK leads profitability with a 24.1% profit margin vs -17.1%. AFCG trades at a lower P/E of 18.8x. BLK earns a higher WallStSmart Score of 78/100 (B+).

AFCG

Buy

51

out of 100

Grade: C-

Growth: 6.0Profit: 4.0Value: 5.3Quality: 4.3
Piotroski: 3/9

BLK

Strong Buy

78

out of 100

Grade: B+

Growth: 8.7Profit: 7.5Value: 6.3Quality: 5.0
Piotroski: 1/9Altman Z: 1.11

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AFCG3 strengths · Avg: 10.0/10
Price/BookValuation
0.4x10/10

Reasonable price relative to book value

Operating MarginProfitability
54.5%10/10

Strong operational efficiency at 54.5%

EPS GrowthGrowth
171.5%10/10

Earnings expanding 171.5% YoY

BLK6 strengths · Avg: 9.2/10
Operating MarginProfitability
35.1%10/10

Strong operational efficiency at 35.1%

Revenue GrowthGrowth
30.6%10/10

Revenue surging 30.6% year-over-year

Market CapQuality
$175.42B9/10

Large-cap with strong market position

Profit MarginProfitability
24.1%9/10

Keeps 24 of every $100 in revenue as profit

Debt/EquityHealth
0.269/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.898/10

Growing faster than its price suggests

Areas to Watch

AFCG4 concerns · Avg: 2.8/10
Market CapQuality
$76.42M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.103/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-6.9%2/10

ROE of -6.9% — below average capital efficiency

BLK3 concerns · Avg: 3.0/10
P/E RatioValuation
25.4x4/10

Moderate valuation

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Altman Z-ScoreHealth
1.112/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AFCG

The strongest argument for AFCG centers on Price/Book, Operating Margin, EPS Growth. Revenue growth of 10.1% demonstrates continued momentum.

Bull Case : BLK

The strongest argument for BLK centers on Operating Margin, Revenue Growth, Market Cap. Profitability is solid with margins at 24.1% and operating margin at 35.1%. Revenue growth of 30.6% demonstrates continued momentum.

Bear Case : AFCG

The primary concerns for AFCG are Market Cap, Debt/Equity, Piotroski F-Score.

Bear Case : BLK

The primary concerns for BLK are P/E Ratio, Piotroski F-Score, Altman Z-Score.

Key Dynamics to Monitor

AFCG profiles as a turnaround stock while BLK is a growth play — different risk/reward profiles.

BLK carries more volatility with a beta of 1.43 — expect wider price swings.

BLK is growing revenue faster at 30.6% — sustainability is the question.

BLK generates stronger free cash flow (32M), providing more financial flexibility.

Bottom Line

BLK scores higher overall (78/100 vs 51/100), backed by strong 24.1% margins and 30.6% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AFC Gamma Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

AFC Gamma, Inc. originates, structures, underwrites and administers senior secured loans and other types of loans for established companies operating in the cannabis industry in states that have legalized medical and / or adult cannabis. The company is headquartered in West Palm Beach, Florida.

BlackRock Inc

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

BlackRock, Inc. is an American multinational investment management corporation based in New York City.

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