Automatic Data Processing Inc (ADP)vsNetSol Technologies Inc (NTWK)
ADP
Automatic Data Processing Inc
$286.08
+0.25%
TECHNOLOGY · Cap: $113.74B
NTWK
NetSol Technologies Inc
$7.76
-6.28%
TECHNOLOGY · Cap: $93.95M
Smart Verdict
WallStSmart Research — data-driven comparison
Automatic Data Processing Inc generates 29411% more annual revenue ($21.95B vs $74.37M). ADP leads profitability with a 20.1% profit margin vs 4.0%. NTWK appears more attractively valued with a PEG of 0.35. NTWK earns a higher WallStSmart Score of 66/100 (B-).
ADP
Buy62
out of 100
Grade: C+
NTWK
Strong Buy66
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-84.1%
Fair Value
$165.18
Current Price
$286.08
$120.90 premium
Intrinsic value data unavailable for NTWK.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 73 in profit
Large-cap with strong market position
Keeps 20 of every $100 in revenue as profit
Strong operational efficiency at 23.5%
Generating 1.4B in free cash flow
Growing faster than its price suggests
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 21.6%
Earnings expanding 45.6% YoY
Areas to Watch
Expensive relative to growth rate
Moderate valuation
Trading at 18.9x book value
Weak financial health signals
Premium valuation, high expectations priced in
Smaller company, higher risk/reward
4.0% margin — thin
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : ADP
The strongest argument for ADP centers on Return on Equity, Market Cap, Profit Margin. Profitability is solid with margins at 20.1% and operating margin at 23.5%.
Bull Case : NTWK
The strongest argument for NTWK centers on PEG Ratio, Debt/Equity, Price/Book. Revenue growth of 12.5% demonstrates continued momentum. PEG of 0.35 suggests the stock is reasonably priced for its growth.
Bear Case : ADP
The primary concerns for ADP are PEG Ratio, P/E Ratio, Price/Book.
Bear Case : NTWK
The primary concerns for NTWK are P/E Ratio, Market Cap, Profit Margin. Thin 4.0% margins leave little buffer for downturns.
Key Dynamics to Monitor
ADP profiles as a mature stock while NTWK is a value play — different risk/reward profiles.
NTWK carries more volatility with a beta of 0.94 — expect wider price swings.
NTWK is growing revenue faster at 12.5% — sustainability is the question.
ADP generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
NTWK scores higher overall (66/100 vs 62/100) and 12.5% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Automatic Data Processing Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Automatic Data Processing, Inc. (ADP) is an American provider of human resources management software and services.
NetSol Technologies Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
NetSol Technologies, Inc. designs, develops, markets and exports software products to the global auto finance and leasing, banking and financial services industries. The company is headquartered in Calabasas, California.
Compare with Other SOFTWARE - APPLICATION Stocks
Want to dig deeper into these stocks?