WallStSmart

Automatic Data Processing Inc (ADP)vsWebull Corp (BULL)

VS
⚡

Smart Verdict

WallStSmart Research — data-driven comparison

Automatic Data Processing Inc generates 3212% more annual revenue ($22.26B vs $672.28M). ADP leads profitability with a 20.3% profit margin vs 6.3%. ADP trades at a lower P/E of 26.1x. ADP earns a higher WallStSmart Score of 64/100 (C+).

ADP

Buy

64

out of 100

Grade: C+

Growth: 6.0Profit: 8.5Value: 3.3Quality: 4.0
Piotroski: 2/9Altman Z: 0.53

BULL

Hold

47

out of 100

Grade: D+

Growth: 6.7Profit: 4.5Value: 4.0Quality: 6.5
Piotroski: 3/9Altman Z: -0.10
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ADPSignificantly Overvalued (-74.7%)

Margin of Safety

-74.7%

Fair Value

$168.19

Current Price

$303.54

$135.35 premium

UndervaluedFair: $168.19Overvalued

Intrinsic value data unavailable for BULL.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ADP5 strengths · Avg: 8.8/10
Return on EquityProfitability
73.2%10/10

Every $100 of equity generates 73 in profit

Market CapQuality
$116.00B9/10

Large-cap with strong market position

Profit MarginProfitability
20.3%9/10

Keeps 20 of every $100 in revenue as profit

Operating MarginProfitability
26.7%8/10

Strong operational efficiency at 26.7%

Free Cash FlowQuality
$1.36B8/10

Generating 1.4B in free cash flow

BULL4 strengths · Avg: 9.0/10
Revenue GrowthGrowth
51.9%10/10

Revenue surging 51.9% year-over-year

Debt/EquityHealth
0.0810/10

Conservative balance sheet, low leverage

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

Operating MarginProfitability
22.3%8/10

Strong operational efficiency at 22.3%

Areas to Watch

ADP4 concerns · Avg: 2.8/10
P/E RatioValuation
26.1x4/10

Moderate valuation

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
2.702/10

Expensive relative to growth rate

Price/BookValuation
23.6x2/10

Trading at 23.6x book value

BULL4 concerns · Avg: 2.5/10
Profit MarginProfitability
6.3%3/10

6.3% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

P/E RatioValuation
66.6x2/10

Premium valuation, high expectations priced in

Return on EquityProfitability
-1.0%2/10

ROE of -1.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : ADP

The strongest argument for ADP centers on Return on Equity, Market Cap, Profit Margin. Profitability is solid with margins at 20.3% and operating margin at 26.7%.

Bull Case : BULL

The strongest argument for BULL centers on Revenue Growth, Debt/Equity, Price/Book. Revenue growth of 51.9% demonstrates continued momentum.

Bear Case : ADP

The primary concerns for ADP are P/E Ratio, Piotroski F-Score, PEG Ratio.

Bear Case : BULL

The primary concerns for BULL are Profit Margin, Piotroski F-Score, P/E Ratio. A P/E of 66.6x leaves little room for execution misses.

Key Dynamics to Monitor

ADP profiles as a mature stock while BULL is a hypergrowth play — different risk/reward profiles.

ADP carries more volatility with a beta of 0.84 — expect wider price swings.

BULL is growing revenue faster at 51.9% — sustainability is the question.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ADP scores higher overall (64/100 vs 47/100), backed by strong 20.3% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Automatic Data Processing Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Automatic Data Processing, Inc. (ADP) is an American provider of human resources management software and services.

Webull Corp

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Webull Corporation is a digital investment platform. The company is headquartered in St. Petersburg, Florida.

Want to dig deeper into these stocks?