WallStSmart

Archer-Daniels-Midland Company (ADM)vsUnilever PLC ADR (UL)

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Smart Verdict

WallStSmart Research — data-driven comparison

Archer-Daniels-Midland Company generates 60% more annual revenue ($80.58B vs $50.50B). UL leads profitability with a 18.8% profit margin vs 1.3%. ADM appears more attractively valued with a PEG of 2.54. ADM earns a higher WallStSmart Score of 49/100 (D+).

ADM

Hold

49

out of 100

Grade: D+

Growth: 3.3Profit: 4.0Value: 2.7Quality: 7.0
Piotroski: 4/9Altman Z: 4.85

UL

Hold

46

out of 100

Grade: D+

Growth: 2.0Profit: 8.5Value: 4.3Quality: 5.0
Piotroski: 4/9Altman Z: 2.20
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ADMSignificantly Overvalued (-31.5%)

Margin of Safety

-31.5%

Fair Value

$52.70

Current Price

$80.92

$28.22 premium

UndervaluedFair: $52.70Overvalued

Intrinsic value data unavailable for UL.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ADM2 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
4.8510/10

Safe zone — low bankruptcy risk

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

UL4 strengths · Avg: 8.8/10
Return on EquityProfitability
76.2%10/10

Every $100 of equity generates 76 in profit

Market CapQuality
$127.59B9/10

Large-cap with strong market position

Operating MarginProfitability
20.1%8/10

Strong operational efficiency at 20.1%

Free Cash FlowQuality
$5.48B8/10

Generating 5.5B in free cash flow

Areas to Watch

ADM4 concerns · Avg: 3.8/10
P/E RatioValuation
35.8x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
1.6%4/10

1.6% revenue growth

EPS GrowthGrowth
0.9%4/10

0.9% earnings growth

Return on EquityProfitability
4.7%3/10

ROE of 4.7% — below average capital efficiency

UL4 concerns · Avg: 2.3/10
Debt/EquityHealth
1.913/10

Elevated debt levels

PEG RatioValuation
10.832/10

Expensive relative to growth rate

Revenue GrowthGrowth
-3.2%2/10

Revenue declined 3.2%

EPS GrowthGrowth
-3.4%2/10

Earnings declined 3.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : ADM

The strongest argument for ADM centers on Altman Z-Score, Price/Book.

Bull Case : UL

The strongest argument for UL centers on Return on Equity, Market Cap, Operating Margin. Profitability is solid with margins at 18.8% and operating margin at 20.1%.

Bear Case : ADM

The primary concerns for ADM are P/E Ratio, Revenue Growth, EPS Growth. Thin 1.3% margins leave little buffer for downturns.

Bear Case : UL

The primary concerns for UL are Debt/Equity, PEG Ratio, Revenue Growth. Debt-to-equity of 1.91 is elevated, increasing financial risk.

Key Dynamics to Monitor

ADM profiles as a value stock while UL is a declining play — different risk/reward profiles.

ADM carries more volatility with a beta of 0.60 — expect wider price swings.

ADM is growing revenue faster at 1.6% — sustainability is the question.

UL generates stronger free cash flow (5.5B), providing more financial flexibility.

Bottom Line

ADM scores higher overall (49/100 vs 46/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Archer-Daniels-Midland Company

CONSUMER DEFENSIVE · FARM PRODUCTS · USA

The Archer-Daniels-Midland Company, commonly known as ADM, is an American multinational food processing and commodities trading corporation founded in 1902 and headquartered in Chicago, Illinois. The company operates more than 270 plants and 420 crop procurement facilities worldwide, where cereal grains and oilseeds are processed into products used in food, beverage, nutraceutical, industrial, and animal feed markets worldwide.

Unilever PLC ADR

CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA

Unilever PLC is a fast moving consumer goods company in Asia, Africa, the Middle East, Turkey, Russia, Ukraine, Belarus, America and Europe. The company is headquartered in London, the United Kingdom.

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