WallStSmart

Archer-Daniels-Midland Company (ADM)vsAgroz Inc. Ordinary Shares (AGRZ)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Archer-Daniels-Midland Company generates 127962% more annual revenue ($80.27B vs $62.68M). AGRZ leads profitability with a 13.3% profit margin vs 1.3%. AGRZ trades at a lower P/E of 5.3x. AGRZ earns a higher WallStSmart Score of 58/100 (C).

ADM

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 7.3Quality: 9.0
Piotroski: 4/9Altman Z: 4.85

AGRZ

Buy

58

out of 100

Grade: C

Growth: 6.0Profit: 8.5Value: 8.3Quality: 6.0
Piotroski: 3/9Altman Z: 1.91
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ADMSignificantly Overvalued (-357.1%)

Margin of Safety

-357.1%

Fair Value

$15.16

Current Price

$71.66

$56.50 premium

UndervaluedFair: $15.16Overvalued
AGRZUndervalued (+33.0%)

Margin of Safety

+33.0%

Fair Value

$0.61

Current Price

$0.52

$0.09 discount

UndervaluedFair: $0.61Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ADM3 strengths · Avg: 8.7/10
Altman Z-ScoreHealth
4.8510/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.928/10

Growing faster than its price suggests

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

AGRZ3 strengths · Avg: 9.3/10
P/E RatioValuation
5.3x10/10

Attractively priced relative to earnings

Return on EquityProfitability
85.9%10/10

Every $100 of equity generates 86 in profit

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Areas to Watch

ADM4 concerns · Avg: 3.3/10
P/E RatioValuation
32.0x4/10

Premium valuation, high expectations priced in

Return on EquityProfitability
4.7%3/10

ROE of 4.7% — below average capital efficiency

Profit MarginProfitability
1.3%3/10

1.3% margin — thin

Operating MarginProfitability
1.8%3/10

Operating margin of 1.8%

AGRZ4 concerns · Avg: 3.8/10
Revenue GrowthGrowth
3.2%4/10

3.2% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Altman Z-ScoreHealth
1.914/10

Grey zone — moderate risk

Market CapQuality
$10.34M3/10

Smaller company, higher risk/reward

Comparative Analysis Report

WallStSmart Research

Bull Case : ADM

The strongest argument for ADM centers on Altman Z-Score, PEG Ratio, Price/Book. PEG of 0.92 suggests the stock is reasonably priced for its growth.

Bull Case : AGRZ

The strongest argument for AGRZ centers on P/E Ratio, Return on Equity, Price/Book.

Bear Case : ADM

The primary concerns for ADM are P/E Ratio, Return on Equity, Profit Margin. Thin 1.3% margins leave little buffer for downturns.

Bear Case : AGRZ

The primary concerns for AGRZ are Revenue Growth, EPS Growth, Altman Z-Score.

Key Dynamics to Monitor

AGRZ is growing revenue faster at 3.2% — sustainability is the question.

AGRZ generates stronger free cash flow (-6M), providing more financial flexibility.

Monitor FARM PRODUCTS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

AGRZ scores higher overall (58/100 vs 51/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Archer-Daniels-Midland Company

CONSUMER DEFENSIVE · FARM PRODUCTS · USA

The Archer-Daniels-Midland Company, commonly known as ADM, is an American multinational food processing and commodities trading corporation founded in 1902 and headquartered in Chicago, Illinois. The company operates more than 270 plants and 420 crop procurement facilities worldwide, where cereal grains and oilseeds are processed into products used in food, beverage, nutraceutical, industrial, and animal feed markets worldwide.

Agroz Inc. Ordinary Shares

CONSUMER DEFENSIVE · FARM PRODUCTS · USA

Agroz Inc., an investment holding company, is a vertically integrated agricultural technology company in Malaysia. The company is headquartered in Petaling Jaya, Malaysia.

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