Ares Commercial Real Estate (ACRE)vsAGNC Investment Corp. (AGNC)
ACRE
Ares Commercial Real Estate
$4.99
-1.19%
REAL ESTATE · Cap: $273.52M
AGNC
AGNC Investment Corp.
$10.17
-1.17%
REAL ESTATE · Cap: $11.84B
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp. generates 2834% more annual revenue ($1.60B vs $54.71M). AGNC leads profitability with a 91.7% profit margin vs -36.3%. ACRE appears more attractively valued with a PEG of 2.57. AGNC earns a higher WallStSmart Score of 73/100 (B).
ACRE
Hold38
out of 100
Grade: F
AGNC
Strong Buy73
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+82.8%
Fair Value
$32.29
Current Price
$4.99
$27.30 discount
Intrinsic value data unavailable for AGNC.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Earnings expanding 1598.0% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 92 of every $100 in revenue as profit
Strong operational efficiency at 129.8%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Areas to Watch
Smaller company, higher risk/reward
Expensive relative to growth rate
ROE of -4.0% — below average capital efficiency
Revenue declined 88.6%
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : ACRE
The strongest argument for ACRE centers on Price/Book, EPS Growth.
Bull Case : AGNC
The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 91.7% and operating margin at 129.8%. Revenue growth of 546.0% demonstrates continued momentum.
Bear Case : ACRE
The primary concerns for ACRE are Market Cap, PEG Ratio, Return on Equity. Debt-to-equity of 2.58 is elevated, increasing financial risk.
Bear Case : AGNC
The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score. Debt-to-equity of 8.59 is elevated, increasing financial risk.
Key Dynamics to Monitor
ACRE profiles as a turnaround stock while AGNC is a growth play — different risk/reward profiles.
AGNC carries more volatility with a beta of 1.31 — expect wider price swings.
AGNC is growing revenue faster at 546.0% — sustainability is the question.
AGNC generates stronger free cash flow (387M), providing more financial flexibility.
Bottom Line
AGNC scores higher overall (73/100 vs 38/100), backed by strong 91.7% margins and 546.0% revenue growth. ACRE offers better value entry with a 82.8% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Ares Commercial Real Estate
REAL ESTATE · REIT - MORTGAGE · USA
Ares Commercial Real Estate Corporation, a specialized finance company, originates and invests in commercial real estate loans (CRE) and related investments in the United States. The company is headquartered in New York, New York.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
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