Ares Commercial Real Estate (ACRE)vsAGNC Investment Corp (AGNC)
ACRE
Ares Commercial Real Estate
$4.84
+2.33%
REAL ESTATE · Cap: $260.23M
AGNC
AGNC Investment Corp
$10.14
+2.01%
REAL ESTATE · Cap: $11.39B
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp generates 2373% more annual revenue ($1.80B vs $72.68M). AGNC leads profitability with a 92.9% profit margin vs -1.2%. ACRE appears more attractively valued with a PEG of 2.57. AGNC earns a higher WallStSmart Score of 75/100 (B+).
ACRE
Hold41
out of 100
Grade: D
AGNC
Strong Buy75
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for ACRE.
Margin of Safety
+83.7%
Fair Value
$70.20
Current Price
$10.14
$60.06 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 93 of every $100 in revenue as profit
Strong operational efficiency at 95.9%
Areas to Watch
Smaller company, higher risk/reward
Expensive relative to growth rate
ROE of -0.2% — below average capital efficiency
Revenue declined 81.7%
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACRE
The strongest argument for ACRE centers on Price/Book.
Bull Case : AGNC
The strongest argument for AGNC centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 92.9% and operating margin at 95.9%.
Bear Case : ACRE
The primary concerns for ACRE are Market Cap, PEG Ratio, Return on Equity. Debt-to-equity of 2.06 is elevated, increasing financial risk.
Bear Case : AGNC
The primary concerns for AGNC are Piotroski F-Score, PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
ACRE profiles as a turnaround stock while AGNC is a mature play — different risk/reward profiles.
AGNC carries more volatility with a beta of 1.35 — expect wider price swings.
AGNC is growing revenue faster at 5.5% — sustainability is the question.
AGNC generates stronger free cash flow (128M), providing more financial flexibility.
Bottom Line
AGNC scores higher overall (75/100 vs 41/100), backed by strong 92.9% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Ares Commercial Real Estate
REAL ESTATE · REIT - MORTGAGE · USA
Ares Commercial Real Estate Corporation, a specialized finance company, originates and invests in commercial real estate loans (CRE) and related investments in the United States. The company is headquartered in New York, New York.
AGNC Investment Corp
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
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