WallStSmart

ACI Worldwide Inc (ACIW)vsNVIDIA Corporation (NVDA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

NVIDIA Corporation generates 16546% more annual revenue ($302.97B vs $1.82B). NVDA leads profitability with a 63.7% profit margin vs 12.4%. NVDA appears more attractively valued with a PEG of 0.56. NVDA earns a higher WallStSmart Score of 80/100 (A-).

ACIW

Buy

62

out of 100

Grade: C+

Growth: 7.3Profit: 6.0Value: 6.7Quality: 6.5
Piotroski: 5/9Altman Z: 2.50

NVDA

Exceptional Buy

80

out of 100

Grade: A-

Growth: 10.0Profit: 10.0Value: 5.3Quality: 8.5
Piotroski: 3/9Altman Z: 6.75
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ACIWUndervalued (+45.9%)

Margin of Safety

+45.9%

Fair Value

$74.55

Current Price

$52.09

$22.46 discount

UndervaluedFair: $74.55Overvalued
NVDASignificantly Overvalued (-52.6%)

Margin of Safety

-52.6%

Fair Value

$143.03

Current Price

$218.29

$75.26 premium

UndervaluedFair: $143.03Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACIW1 strengths · Avg: 10.0/10
EPS GrowthGrowth
165.2%10/10

Earnings expanding 165.2% YoY

NVDA6 strengths · Avg: 10.0/10
Market CapQuality
$5.27T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
84.2%10/10

Every $100 of equity generates 84 in profit

Profit MarginProfitability
63.7%10/10

Keeps 64 of every $100 in revenue as profit

Operating MarginProfitability
66.2%10/10

Strong operational efficiency at 66.2%

Revenue GrowthGrowth
105.9%10/10

Revenue surging 105.9% year-over-year

EPS GrowthGrowth
127.8%10/10

Earnings expanding 127.8% YoY

Areas to Watch

ACIW1 concerns · Avg: 4.0/10
PEG RatioValuation
1.784/10

Expensive relative to growth rate

NVDA3 concerns · Avg: 3.0/10
P/E RatioValuation
27.6x4/10

Moderate valuation

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Price/BookValuation
23.0x2/10

Trading at 23.0x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : ACIW

The strongest argument for ACIW centers on EPS Growth.

Bull Case : NVDA

The strongest argument for NVDA centers on Market Cap, Return on Equity, Profit Margin. Profitability is solid with margins at 63.7% and operating margin at 66.2%. Revenue growth of 105.9% demonstrates continued momentum.

Bear Case : ACIW

The primary concerns for ACIW are PEG Ratio.

Bear Case : NVDA

The primary concerns for NVDA are P/E Ratio, Piotroski F-Score, Price/Book.

Key Dynamics to Monitor

ACIW profiles as a value stock while NVDA is a growth play — different risk/reward profiles.

NVDA carries more volatility with a beta of 2.22 — expect wider price swings.

NVDA is growing revenue faster at 105.9% — sustainability is the question.

NVDA generates stronger free cash flow (21.4B), providing more financial flexibility.

Bottom Line

NVDA scores higher overall (80/100 vs 62/100), backed by strong 63.7% margins and 105.9% revenue growth. ACIW offers better value entry with a 45.9% margin of safety. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

ACI Worldwide Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

ACI Worldwide, Inc., a software company, develops, markets, installs and supports a variety of software products and solutions to facilitate electronic payments to banks, financial intermediaries, merchants and invoice issuers globally. The company is headquartered in Naples, Florida.

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NVIDIA Corporation

TECHNOLOGY · SEMICONDUCTORS · USA

Nvidia Corporation is an American multinational technology company incorporated in Delaware and based in Santa Clara, California. It designs graphics processing units (GPUs) for the gaming and professional markets, as well as system on a chip units (SoCs) for the mobile computing and automotive market.

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