WallStSmart

ACI Worldwide Inc (ACIW)vsGoPro Inc (GPRO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

ACI Worldwide Inc generates 170% more annual revenue ($1.76B vs $651.54M). ACIW leads profitability with a 12.9% profit margin vs -14.3%. GPRO appears more attractively valued with a PEG of 0.73. ACIW earns a higher WallStSmart Score of 59/100 (C).

ACIW

Buy

59

out of 100

Grade: C

Growth: 4.7Profit: 7.0Value: 6.7Quality: 7.0
Piotroski: 6/9Altman Z: 2.41

GPRO

Hold

39

out of 100

Grade: F

Growth: 2.7Profit: 2.0Value: 6.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ACIWUndervalued (+53.0%)

Margin of Safety

+53.0%

Fair Value

$85.77

Current Price

$43.60

$42.17 discount

UndervaluedFair: $85.77Overvalued

Intrinsic value data unavailable for GPRO.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACIW2 strengths · Avg: 8.0/10
Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Operating MarginProfitability
23.1%8/10

Strong operational efficiency at 23.1%

GPRO1 strengths · Avg: 8.0/10
PEG RatioValuation
0.738/10

Growing faster than its price suggests

Areas to Watch

ACIW2 concerns · Avg: 3.0/10
PEG RatioValuation
1.784/10

Expensive relative to growth rate

EPS GrowthGrowth
-33.3%2/10

Earnings declined 33.3%

GPRO4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.4%4/10

0.4% revenue growth

Market CapQuality
$225.76M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-81.9%2/10

ROE of -81.9% — below average capital efficiency

EPS GrowthGrowth
-93.7%2/10

Earnings declined 93.7%

Comparative Analysis Report

WallStSmart Research

Bull Case : ACIW

The strongest argument for ACIW centers on Price/Book, Operating Margin.

Bull Case : GPRO

The strongest argument for GPRO centers on PEG Ratio. PEG of 0.73 suggests the stock is reasonably priced for its growth.

Bear Case : ACIW

The primary concerns for ACIW are PEG Ratio, EPS Growth.

Bear Case : GPRO

The primary concerns for GPRO are Revenue Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

ACIW profiles as a value stock while GPRO is a turnaround play — different risk/reward profiles.

GPRO carries more volatility with a beta of 1.66 — expect wider price swings.

ACIW is growing revenue faster at 6.3% — sustainability is the question.

ACIW generates stronger free cash flow (117M), providing more financial flexibility.

Bottom Line

ACIW scores higher overall (59/100 vs 39/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

ACI Worldwide Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

ACI Worldwide, Inc., a software company, develops, markets, installs and supports a variety of software products and solutions to facilitate electronic payments to banks, financial intermediaries, merchants and invoice issuers globally. The company is headquartered in Naples, Florida.

Visit Website →

GoPro Inc

TECHNOLOGY · CONSUMER ELECTRONICS · USA

GoPro, Inc. develops and sells mountable and portable cameras, drones, and accessories in the United States and internationally. The company is headquartered in San Mateo, California.

Want to dig deeper into these stocks?