WallStSmart

Albertsons Companies (ACI)vsIngles Markets Incorporated (IMKTA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Albertsons Companies generates 1435% more annual revenue ($83.17B vs $5.42B). IMKTA leads profitability with a 1.8% profit margin vs 0.3%. IMKTA appears more attractively valued with a PEG of 0.85. IMKTA earns a higher WallStSmart Score of 63/100 (C+).

ACI

Hold

48

out of 100

Grade: D+

Growth: 4.0Profit: 5.0Value: 6.7Quality: 4.5
Piotroski: 3/9Altman Z: 3.04

IMKTA

Buy

63

out of 100

Grade: C+

Growth: 5.3Profit: 5.0Value: 8.0Quality: 8.5
Piotroski: 5/9Altman Z: 4.46
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ACIUndervalued (+81.4%)

Margin of Safety

+81.4%

Fair Value

$95.31

Current Price

$16.14

$79.17 discount

UndervaluedFair: $95.31Overvalued
IMKTAUndervalued (+34.7%)

Margin of Safety

+34.7%

Fair Value

$132.86

Current Price

$89.45

$43.41 discount

UndervaluedFair: $132.86Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACI1 strengths · Avg: 10.0/10
Altman Z-ScoreHealth
3.0410/10

Safe zone — low bankruptcy risk

IMKTA4 strengths · Avg: 9.5/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

EPS GrowthGrowth
70.1%10/10

Earnings expanding 70.1% YoY

Altman Z-ScoreHealth
4.4610/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.858/10

Growing faster than its price suggests

Areas to Watch

ACI4 concerns · Avg: 2.8/10
Profit MarginProfitability
0.3%3/10

0.3% margin — thin

Operating MarginProfitability
1.7%3/10

Operating margin of 1.7%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

P/E RatioValuation
41.5x2/10

Premium valuation, high expectations priced in

IMKTA4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
3.4%4/10

3.4% revenue growth

Market CapQuality
$1.73B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
5.9%3/10

ROE of 5.9% — below average capital efficiency

Profit MarginProfitability
1.8%3/10

1.8% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : ACI

The strongest argument for ACI centers on Altman Z-Score. PEG of 1.46 suggests the stock is reasonably priced for its growth.

Bull Case : IMKTA

The strongest argument for IMKTA centers on Price/Book, EPS Growth, Altman Z-Score. PEG of 0.85 suggests the stock is reasonably priced for its growth.

Bear Case : ACI

The primary concerns for ACI are Profit Margin, Operating Margin, Piotroski F-Score. A P/E of 41.5x leaves little room for execution misses. Debt-to-equity of 6.17 is elevated, increasing financial risk.

Bear Case : IMKTA

The primary concerns for IMKTA are Revenue Growth, Market Cap, Return on Equity. Thin 1.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

IMKTA carries more volatility with a beta of 0.65 — expect wider price swings.

ACI is growing revenue faster at 7.7% — sustainability is the question.

ACI generates stronger free cash flow (291M), providing more financial flexibility.

Monitor GROCERY STORES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

IMKTA scores higher overall (63/100 vs 48/100). ACI offers better value entry with a 81.4% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Albertsons Companies

CONSUMER DEFENSIVE · GROCERY STORES · USA

Albertsons Companies, Inc. participates in the pharmacy and food operation in the United States.

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Ingles Markets Incorporated

CONSUMER DEFENSIVE · GROCERY STORES · USA

Ingles Markets, Incorporated operates a chain of supermarkets in the southeastern United States. The company is headquartered in Asheville, North Carolina.

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