Arch Capital Group Ltd. (ACGL)vsWoori Financial Group Inc (WF)
ACGL
Arch Capital Group Ltd.
$96.09
-0.11%
FINANCIAL SERVICES · Cap: $33.47B
WF
Woori Financial Group Inc
$78.87
+5.78%
FINANCIAL SERVICES · Cap: $18.17B
Smart Verdict
WallStSmart Research — data-driven comparison
Woori Financial Group Inc generates 56379% more annual revenue ($10.86T vs $19.23B). WF leads profitability with a 29.3% profit margin vs 24.4%. ACGL appears more attractively valued with a PEG of 1.06. WF earns a higher WallStSmart Score of 74/100 (B).
ACGL
Strong Buy67
out of 100
Grade: B-
WF
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 45.4%
Revenue surging 33.7% year-over-year
Generating 6.4T in free cash flow
Keeps 29 of every $100 in revenue as profit
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : WF
The strongest argument for WF centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 29.3% and operating margin at 45.4%. Revenue growth of 33.7% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : WF
The primary concerns for WF are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 2.64 is elevated, increasing financial risk.
Key Dynamics to Monitor
ACGL profiles as a declining stock while WF is a growth play — different risk/reward profiles.
WF carries more volatility with a beta of 0.52 — expect wider price swings.
WF is growing revenue faster at 33.7% — sustainability is the question.
WF generates stronger free cash flow (6.4T), providing more financial flexibility.
Bottom Line
WF scores higher overall (74/100 vs 67/100), backed by strong 29.3% margins and 33.7% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Woori Financial Group Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Woori Financial Group Inc. is a commercial bank providing a range of financial services to individual, commercial and institutional clients in Korea. The company is headquartered in Seoul, South Korea.
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