Arch Capital Group Ltd. (ACGL)vsValley National Bancorp (VLY)
ACGL
Arch Capital Group Ltd.
$107.79
-1.39%
FINANCIAL SERVICES · Cap: $34.24B
VLY
Valley National Bancorp
$14.27
-1.25%
FINANCIAL SERVICES · Cap: $7.89B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 836% more annual revenue ($19.23B vs $2.05B). VLY leads profitability with a 35.8% profit margin vs 24.4%. ACGL appears more attractively valued with a PEG of 1.06. VLY earns a higher WallStSmart Score of 73/100 (B).
ACGL
Strong Buy67
out of 100
Grade: B-
VLY
Strong Buy73
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 36 of every $100 in revenue as profit
Strong operational efficiency at 48.6%
Earnings expanding 29.6% YoY
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Profit Margin, Debt/Equity. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : VLY
The strongest argument for VLY centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 35.8% and operating margin at 48.6%. PEG of 1.16 suggests the stock is reasonably priced for its growth.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : VLY
The primary concerns for VLY are Altman Z-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while VLY is a mature play — different risk/reward profiles.
VLY carries more volatility with a beta of 1.09 — expect wider price swings.
VLY is growing revenue faster at 9.7% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Bottom Line
VLY scores higher overall (73/100 vs 67/100), backed by strong 35.8% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Valley National Bancorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Valley National Bancorp is the parent company of Valley National Bank offering various commercial, retail, insurance and wealth management financial services products. The company is headquartered in New York, New York.
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