Arch Capital Group Ltd. (ACGL)vsVictory Capital Holdings Inc (VCTR)
ACGL
Arch Capital Group Ltd.
$109.24
+0.06%
FINANCIAL SERVICES · Cap: $35.20B
VCTR
Victory Capital Holdings Inc
$124.44
-1.03%
FINANCIAL SERVICES · Cap: $7.81B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 1078% more annual revenue ($18.78B vs $1.59B). VCTR leads profitability with a 28.6% profit margin vs 23.3%. ACGL trades at a lower P/E of 8.8x. ACGL earns a higher WallStSmart Score of 67/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
VCTR
Buy56
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 23 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 26.8%
Generating 1.7B in free cash flow
Strong operational efficiency at 48.1%
Keeps 29 of every $100 in revenue as profit
Areas to Watch
Revenue declined 8.9%
Earnings declined 15.7%
Distress zone — elevated risk
0.0% earnings growth
Grey zone — moderate risk
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Profit Margin, Debt/Equity. Profitability is solid with margins at 23.3% and operating margin at 26.8%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : VCTR
The strongest argument for VCTR centers on Operating Margin, Profit Margin. Profitability is solid with margins at 28.6% and operating margin at 48.1%.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : VCTR
The primary concerns for VCTR are EPS Growth, Altman Z-Score, Piotroski F-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while VCTR is a mature play — different risk/reward profiles.
VCTR carries more volatility with a beta of 1.13 — expect wider price swings.
VCTR is growing revenue faster at 9.8% — sustainability is the question.
ACGL generates stronger free cash flow (1.7B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (67/100 vs 56/100), backed by strong 23.3% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Victory Capital Holdings Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Victory Capital Holdings, Inc., is a global asset management company. The company is headquartered in San Antonio, Texas.
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