Arch Capital Group Ltd. (ACGL)vsVictory Capital Holdings Inc (VCTR)
ACGL
Arch Capital Group Ltd.
$94.66
-0.38%
FINANCIAL SERVICES · Cap: $33.06B
VCTR
Victory Capital Holdings Inc
$106.10
-0.20%
FINANCIAL SERVICES · Cap: $6.55B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 1134% more annual revenue ($19.23B vs $1.56B). VCTR leads profitability with a 29.6% profit margin vs 24.4%. ACGL trades at a lower P/E of 7.6x. VCTR earns a higher WallStSmart Score of 70/100 (B).
ACGL
Strong Buy67
out of 100
Grade: B-
VCTR
Strong Buy70
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Strong operational efficiency at 49.0%
Earnings expanding 148.0% YoY
Keeps 30 of every $100 in revenue as profit
Reasonable price relative to book value
Revenue surging 24.0% year-over-year
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Grey zone — moderate risk
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : VCTR
The strongest argument for VCTR centers on Operating Margin, EPS Growth, Profit Margin. Profitability is solid with margins at 29.6% and operating margin at 49.0%. Revenue growth of 24.0% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : VCTR
The primary concerns for VCTR are Altman Z-Score, Piotroski F-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while VCTR is a growth play — different risk/reward profiles.
VCTR carries more volatility with a beta of 1.11 — expect wider price swings.
VCTR is growing revenue faster at 24.0% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Bottom Line
VCTR scores higher overall (70/100 vs 67/100), backed by strong 29.6% margins and 24.0% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Victory Capital Holdings Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Victory Capital Holdings, Inc., is a global asset management company. The company is headquartered in San Antonio, Texas.
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