Arch Capital Group Ltd (ACGL)vsTiptree Inc (TIPT)
ACGL
Arch Capital Group Ltd
$94.46
+1.88%
FINANCIAL SERVICES · Cap: $34.58B
TIPT
Tiptree Inc
$17.10
-0.70%
FINANCIAL SERVICES · Cap: $652.24M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd generates -1934954% more annual revenue ($19.93B vs $-1.03M). ACGL leads profitability with a 22.1% profit margin vs 0.0%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Exceptional Buy81
out of 100
Grade: A-
TIPT
Hold49
out of 100
Grade: D+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Reasonable price relative to book value
Strong operational efficiency at 902.0%
Areas to Watch
No major concerns identified
Smaller company, higher risk/reward
0.0% margin — thin
Expensive relative to growth rate
ROE of -5.5% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : TIPT
The strongest argument for TIPT centers on Price/Book, Operating Margin.
Bear Case : ACGL
No major red flags identified for ACGL, but monitor valuation.
Bear Case : TIPT
The primary concerns for TIPT are Market Cap, Profit Margin, PEG Ratio.
Key Dynamics to Monitor
ACGL profiles as a mature stock while TIPT is a value play — different risk/reward profiles.
TIPT carries more volatility with a beta of 1.00 — expect wider price swings.
TIPT is growing revenue faster at 9.3% — sustainability is the question.
ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (81/100 vs 49/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Tiptree Inc
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
Tiptree Inc., underwrites and manages specialty insurance products primarily in the United States. The company is headquartered in New York, New York.
Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?