WallStSmart

Arch Capital Group Ltd (ACGL)vsGrupo Supervielle SA (SUPV)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Grupo Supervielle SA generates 3558% more annual revenue ($728.99B vs $19.93B). ACGL leads profitability with a 22.1% profit margin vs -6.7%. SUPV appears more attractively valued with a PEG of 0.29. ACGL earns a higher WallStSmart Score of 81/100 (A-).

ACGL

Exceptional Buy

81

out of 100

Grade: A-

Growth: 8.7Profit: 8.0Value: 7.0Quality: 6.5
Piotroski: 5/9

SUPV

Hold

39

out of 100

Grade: F

Growth: 3.3Profit: 2.0Value: 6.7Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACGL6 strengths · Avg: 9.0/10
P/E RatioValuation
8.4x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Profit MarginProfitability
22.1%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth
0.119/10

Conservative balance sheet, low leverage

Operating MarginProfitability
29.5%8/10

Strong operational efficiency at 29.5%

EPS GrowthGrowth
38.8%8/10

Earnings expanding 38.8% YoY

SUPV3 strengths · Avg: 10.0/10
PEG RatioValuation
0.2910/10

Growing faster than its price suggests

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Free Cash FlowQuality
$56.03B10/10

Generating 56.0B in free cash flow

Areas to Watch

ACGL0 concerns · Avg: 0/10

No major concerns identified

SUPV4 concerns · Avg: 2.3/10
Market CapQuality
$834.51M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-4.7%2/10

ROE of -4.7% — below average capital efficiency

Revenue GrowthGrowth
-29.8%2/10

Revenue declined 29.8%

EPS GrowthGrowth
-42.3%2/10

Earnings declined 42.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : ACGL

The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bull Case : SUPV

The strongest argument for SUPV centers on PEG Ratio, Price/Book, Free Cash Flow. PEG of 0.29 suggests the stock is reasonably priced for its growth.

Bear Case : ACGL

No major red flags identified for ACGL, but monitor valuation.

Bear Case : SUPV

The primary concerns for SUPV are Market Cap, Return on Equity, Revenue Growth.

Key Dynamics to Monitor

ACGL profiles as a mature stock while SUPV is a turnaround play — different risk/reward profiles.

SUPV carries more volatility with a beta of 0.67 — expect wider price swings.

ACGL is growing revenue faster at 8.5% — sustainability is the question.

SUPV generates stronger free cash flow (56.0B), providing more financial flexibility.

Bottom Line

ACGL scores higher overall (81/100 vs 39/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Arch Capital Group Ltd

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.

Grupo Supervielle SA

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Grupo Supervielle SA, a financial services holding company, offers various banking products and services in Argentina. The company is headquartered in Buenos Aires, Argentina.

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