Arch Capital Group Ltd (ACGL)vsSiriuspoint Ltd (SPNT)
ACGL
Arch Capital Group Ltd
$94.46
+1.88%
FINANCIAL SERVICES · Cap: $34.58B
SPNT
Siriuspoint Ltd
$23.41
+0.52%
FINANCIAL SERVICES · Cap: $2.78B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd generates 568% more annual revenue ($19.93B vs $2.98B). ACGL leads profitability with a 22.1% profit margin vs 15.4%. SPNT trades at a lower P/E of 6.5x. ACGL earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Exceptional Buy81
out of 100
Grade: A-
SPNT
Strong Buy72
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 2648.0% YoY
Every $100 of equity generates 21 in profit
Conservative balance sheet, low leverage
19.4% revenue growth
Areas to Watch
No major concerns identified
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : SPNT
The strongest argument for SPNT centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 15.4% and operating margin at 12.7%. Revenue growth of 19.4% demonstrates continued momentum.
Bear Case : ACGL
No major red flags identified for ACGL, but monitor valuation.
Bear Case : SPNT
The primary concerns for SPNT are Free Cash Flow.
Key Dynamics to Monitor
ACGL profiles as a mature stock while SPNT is a growth play — different risk/reward profiles.
SPNT carries more volatility with a beta of 0.65 — expect wider price swings.
SPNT is growing revenue faster at 19.4% — sustainability is the question.
ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (81/100 vs 72/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Siriuspoint Ltd
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
SiriusPoint Ltd. offers specialized P&C reinsurance products to insurance and reinsurance companies around the world. The company is headquartered in Pembroke, Bermuda.
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