Arch Capital Group Ltd. (ACGL)vsSynovus Financial Corp (SNV)
ACGL
Arch Capital Group Ltd.
$96.09
-0.11%
FINANCIAL SERVICES · Cap: $33.47B
SNV
Synovus Financial Corp
$50.05
-2.49%
FINANCIAL SERVICES · Cap: $6.95B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 739% more annual revenue ($19.23B vs $2.29B). ACGL leads profitability with a 24.4% profit margin vs 0.3%. ACGL appears more attractively valued with a PEG of 1.06. SNV earns a higher WallStSmart Score of 69/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
SNV
Strong Buy69
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Expensive relative to growth rate
0.1% revenue growth
0.1% earnings growth
0.3% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : SNV
The strongest argument for SNV centers on P/E Ratio, Price/Book.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : SNV
The primary concerns for SNV are PEG Ratio, Revenue Growth, EPS Growth. Thin 0.3% margins leave little buffer for downturns.
Key Dynamics to Monitor
ACGL profiles as a declining stock while SNV is a value play — different risk/reward profiles.
SNV carries more volatility with a beta of 1.22 — expect wider price swings.
SNV is growing revenue faster at 0.1% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Bottom Line
SNV scores higher overall (69/100 vs 67/100). Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Synovus Financial Corp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Synovus Financial Corp. The company is headquartered in Columbus, Georgia.
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