Arch Capital Group Ltd (ACGL)vsStonex Group Inc (SNEX)
ACGL
Arch Capital Group Ltd
$94.46
+1.88%
FINANCIAL SERVICES · Cap: $34.58B
SNEX
Stonex Group Inc
$103.65
-1.25%
FINANCIAL SERVICES · Cap: $8.16B
Smart Verdict
WallStSmart Research — data-driven comparison
Stonex Group Inc generates 612% more annual revenue ($141.83B vs $19.93B). ACGL leads profitability with a 22.1% profit margin vs 0.3%. ACGL trades at a lower P/E of 8.4x. ACGL earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Exceptional Buy81
out of 100
Grade: A-
SNEX
Buy60
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Revenue surging 39.6% year-over-year
Safe zone — low bankruptcy risk
Earnings expanding 47.9% YoY
Areas to Watch
No major concerns identified
0.3% margin — thin
Operating margin of 0.5%
Weak financial health signals
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : SNEX
The strongest argument for SNEX centers on Revenue Growth, Altman Z-Score, EPS Growth. Revenue growth of 39.6% demonstrates continued momentum.
Bear Case : ACGL
No major red flags identified for ACGL, but monitor valuation.
Bear Case : SNEX
The primary concerns for SNEX are Profit Margin, Operating Margin, Piotroski F-Score. Thin 0.3% margins leave little buffer for downturns.
Key Dynamics to Monitor
ACGL profiles as a mature stock while SNEX is a hypergrowth play — different risk/reward profiles.
SNEX carries more volatility with a beta of 0.42 — expect wider price swings.
SNEX is growing revenue faster at 39.6% — sustainability is the question.
ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (81/100 vs 60/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Stonex Group Inc
FINANCIAL SERVICES · CAPITAL MARKETS · USA
StoneX Group Inc. is a global financial services network connecting businesses, organizations, merchants and investors to the global market ecosystem. The company is headquartered in New York, New York.
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