Arch Capital Group Ltd (ACGL)vsSelectquote Inc (SLQT)
ACGL
Arch Capital Group Ltd
$94.46
+1.88%
FINANCIAL SERVICES · Cap: $34.58B
SLQT
Selectquote Inc
$0.92
+0.05%
FINANCIAL SERVICES · Cap: $172.75M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd generates 1131% more annual revenue ($19.93B vs $1.62B). ACGL leads profitability with a 22.1% profit margin vs 4.8%. ACGL earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Exceptional Buy81
out of 100
Grade: A-
SLQT
Buy52
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Reasonable price relative to book value
Areas to Watch
No major concerns identified
Smaller company, higher risk/reward
4.8% margin — thin
Earnings declined 12.6%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : SLQT
The strongest argument for SLQT centers on Price/Book. Revenue growth of 11.6% demonstrates continued momentum.
Bear Case : ACGL
No major red flags identified for ACGL, but monitor valuation.
Bear Case : SLQT
The primary concerns for SLQT are Market Cap, Profit Margin, EPS Growth. Thin 4.8% margins leave little buffer for downturns.
Key Dynamics to Monitor
ACGL profiles as a mature stock while SLQT is a value play — different risk/reward profiles.
SLQT carries more volatility with a beta of 1.35 — expect wider price swings.
SLQT is growing revenue faster at 11.6% — sustainability is the question.
ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (81/100 vs 52/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Selectquote Inc
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Founded in 1985, SelectQuote (NYSE: SLQT) offers solutions that help consumers protect their most valuable assets - their families, health, and property.
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