Arch Capital Group Ltd. (ACGL)vsRiot Platforms, Inc. (RIOT)
ACGL
Arch Capital Group Ltd.
$96.09
-0.11%
FINANCIAL SERVICES · Cap: $33.47B
RIOT
Riot Platforms, Inc.
$21.47
+2.48%
FINANCIAL SERVICES · Cap: $8.35B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 2751% more annual revenue ($19.23B vs $674.51M). ACGL leads profitability with a 24.4% profit margin vs -196.3%. ACGL earns a higher WallStSmart Score of 67/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
RIOT
Hold36
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Conservative balance sheet, low leverage
Earnings expanding 37.3% YoY
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Weak financial health signals
ROE of -36.2% — below average capital efficiency
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : RIOT
The strongest argument for RIOT centers on Debt/Equity, EPS Growth. Revenue growth of 13.9% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : RIOT
The primary concerns for RIOT are Piotroski F-Score, Return on Equity, Free Cash Flow.
Key Dynamics to Monitor
ACGL profiles as a declining stock while RIOT is a turnaround play — different risk/reward profiles.
RIOT carries more volatility with a beta of 3.83 — expect wider price swings.
RIOT is growing revenue faster at 13.9% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (67/100 vs 36/100), backed by strong 24.4% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Riot Platforms, Inc.
FINANCIAL SERVICES · CAPITAL MARKETS · USA
Riot Blockchain, Inc., focuses on the cryptocurrency mining operation in North America. The company is headquartered in Castle Rock, Colorado.
Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?