Arch Capital Group Ltd. (ACGL)vsPershing Square Inc. (PS)
ACGL
Arch Capital Group Ltd.
$96.09
-0.11%
FINANCIAL SERVICES · Cap: $33.47B
PS
Pershing Square Inc.
$37.67
+2.36%
FINANCIAL SERVICES · Cap: $14.59B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 2402% more annual revenue ($19.23B vs $768.71M). ACGL leads profitability with a 24.4% profit margin vs 2.1%. ACGL earns a higher WallStSmart Score of 67/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
PS
Avoid26
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Conservative balance sheet, low leverage
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Trading at 17.9x book value
1.9% revenue growth
0.0% earnings growth
ROE of 1.2% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : PS
The strongest argument for PS centers on Debt/Equity.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : PS
The primary concerns for PS are Price/Book, Revenue Growth, EPS Growth. Thin 2.1% margins leave little buffer for downturns.
Key Dynamics to Monitor
ACGL profiles as a declining stock while PS is a value play — different risk/reward profiles.
PS is growing revenue faster at 1.9% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ACGL scores higher overall (67/100 vs 26/100), backed by strong 24.4% margins. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Pershing Square Inc.
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Pluralsight, Inc. operates a cloud-based technology skills platform in the United States, Europe, the Middle East, Africa, and internationally. The company is headquartered in Draper, Utah.
Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?