Arch Capital Group Ltd. (ACGL)vsPrudential Financial, Inc. (PRU)
ACGL
Arch Capital Group Ltd.
$88.34
-0.17%
FINANCIAL SERVICES · Cap: $32.03B
PRU
Prudential Financial, Inc.
$104.62
+1.26%
FINANCIAL SERVICES · Cap: $37.68B
Smart Verdict
WallStSmart Research — data-driven comparison
Prudential Financial, Inc. generates 220% more annual revenue ($63.29B vs $19.78B). ACGL leads profitability with a 24.6% profit margin vs 5.5%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
PRU
Buy59
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
15.3% revenue growth
Generating 1.0B in free cash flow
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
5.5% margin — thin
Operating margin of 4.7%
Earnings declined 14.3%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : PRU
The strongest argument for PRU centers on P/E Ratio, Price/Book, Revenue Growth. Revenue growth of 15.3% demonstrates continued momentum. PEG of 1.18 suggests the stock is reasonably priced for its growth.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : PRU
The primary concerns for PRU are Profit Margin, Operating Margin, EPS Growth.
Key Dynamics to Monitor
ACGL profiles as a declining stock while PRU is a growth play — different risk/reward profiles.
PRU carries more volatility with a beta of 0.85 — expect wider price swings.
PRU is growing revenue faster at 15.3% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 59/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Prudential Financial, Inc.
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Prudential Financial, Inc. is an American company whose subsidiaries provide insurance, investment management, and other financial products and services to both retail and institutional customers throughout the United States and in over 40 other countries.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?