WallStSmart

Arch Capital Group Ltd (ACGL)vsParke Bancorp Inc (PKBK)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Arch Capital Group Ltd generates 23817% more annual revenue ($19.93B vs $83.33M). PKBK leads profitability with a 50.2% profit margin vs 22.1%. PKBK appears more attractively valued with a PEG of 0.43. ACGL earns a higher WallStSmart Score of 81/100 (A-).

ACGL

Exceptional Buy

81

out of 100

Grade: A-

Growth: 8.7Profit: 8.0Value: 7.0Quality: 6.5
Piotroski: 5/9

PKBK

Strong Buy

80

out of 100

Grade: B+

Growth: 9.3Profit: 7.5Value: 8.3Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACGL6 strengths · Avg: 9.0/10
P/E RatioValuation
8.4x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Profit MarginProfitability
22.1%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth
0.119/10

Conservative balance sheet, low leverage

Operating MarginProfitability
29.5%8/10

Strong operational efficiency at 29.5%

EPS GrowthGrowth
38.8%8/10

Earnings expanding 38.8% YoY

PKBK6 strengths · Avg: 10.0/10
PEG RatioValuation
0.4310/10

Growing faster than its price suggests

P/E RatioValuation
8.7x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Profit MarginProfitability
50.2%10/10

Keeps 50 of every $100 in revenue as profit

Operating MarginProfitability
70.3%10/10

Strong operational efficiency at 70.3%

Revenue GrowthGrowth
35.3%10/10

Revenue surging 35.3% year-over-year

Areas to Watch

ACGL0 concerns · Avg: 0/10

No major concerns identified

PKBK1 concerns · Avg: 3.0/10
Market CapQuality
$358.95M3/10

Smaller company, higher risk/reward

Comparative Analysis Report

WallStSmart Research

Bull Case : ACGL

The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bull Case : PKBK

The strongest argument for PKBK centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 50.2% and operating margin at 70.3%. Revenue growth of 35.3% demonstrates continued momentum.

Bear Case : ACGL

No major red flags identified for ACGL, but monitor valuation.

Bear Case : PKBK

The primary concerns for PKBK are Market Cap.

Key Dynamics to Monitor

ACGL profiles as a mature stock while PKBK is a growth play — different risk/reward profiles.

PKBK carries more volatility with a beta of 0.49 — expect wider price swings.

PKBK is growing revenue faster at 35.3% — sustainability is the question.

ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.

Bottom Line

ACGL scores higher overall (81/100 vs 80/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Arch Capital Group Ltd

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.

Parke Bancorp Inc

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Parke Bancorp, Inc. is the banking holding company for Parke Bank providing personal and business financial services to individuals and small and medium-sized businesses. The company is headquartered in Washington Township, New Jersey.

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