Arch Capital Group Ltd (ACGL)vsPennantPark Floating Rate Capital Ltd (PFLT)
ACGL
Arch Capital Group Ltd
$94.70
+0.59%
FINANCIAL SERVICES · Cap: $33.14B
PFLT
PennantPark Floating Rate Capital Ltd
$9.21
+0.60%
FINANCIAL SERVICES · Cap: $907.84M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd generates 7377% more annual revenue ($19.78B vs $264.51M). ACGL leads profitability with a 24.6% profit margin vs 13.0%. PFLT appears more attractively valued with a PEG of 0.26. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
PFLT
Buy56
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 21 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Growing faster than its price suggests
Reasonable price relative to book value
Strong operational efficiency at 77.8%
Areas to Watch
Revenue declined 3.3%
Moderate valuation
4.6% revenue growth
Smaller company, higher risk/reward
ROE of 3.4% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : PFLT
The strongest argument for PFLT centers on PEG Ratio, Price/Book, Operating Margin. PEG of 0.26 suggests the stock is reasonably priced for its growth.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth.
Bear Case : PFLT
The primary concerns for PFLT are P/E Ratio, Revenue Growth, Market Cap.
Key Dynamics to Monitor
ACGL profiles as a declining stock while PFLT is a value play — different risk/reward profiles.
PFLT carries more volatility with a beta of 0.78 — expect wider price swings.
PFLT is growing revenue faster at 4.6% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 56/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
PennantPark Floating Rate Capital Ltd
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
PennantPark Floating Rate Capital Ltd (PFLT) is a prominent business development company that specializes in offering flexible financing solutions, predominantly through floating rate loans to middle-market enterprises. With a strong emphasis on capital preservation and generating consistent income, PFLT seeks to deliver compelling risk-adjusted returns by maintaining a diversified portfolio of debt instruments. Backed by an experienced management team and strategic partnerships, the company is well-positioned to adapt to evolving market dynamics while capitalizing on growth opportunities within the middle-market lending sector.
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