WallStSmart

Arch Capital Group Ltd (ACGL)vsOxford Square Capital Corp (OXSQ)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Arch Capital Group Ltd generates 49304% more annual revenue ($19.93B vs $40.34M). ACGL leads profitability with a 22.1% profit margin vs -46.4%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 81/100 (A-).

ACGL

Exceptional Buy

81

out of 100

Grade: A-

Growth: 8.7Profit: 8.0Value: 7.0Quality: 6.5
Piotroski: 5/9

OXSQ

Hold

41

out of 100

Grade: D

Growth: 3.7Profit: 5.0Value: 5.3Quality: 5.8
Piotroski: 1/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACGL6 strengths · Avg: 9.0/10
P/E RatioValuation
8.4x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Profit MarginProfitability
22.1%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth
0.119/10

Conservative balance sheet, low leverage

Operating MarginProfitability
29.5%8/10

Strong operational efficiency at 29.5%

EPS GrowthGrowth
38.8%8/10

Earnings expanding 38.8% YoY

OXSQ2 strengths · Avg: 10.0/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Operating MarginProfitability
80.0%10/10

Strong operational efficiency at 80.0%

Areas to Watch

ACGL0 concerns · Avg: 0/10

No major concerns identified

OXSQ4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.9%4/10

1.9% revenue growth

Market CapQuality
$158.39M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Return on EquityProfitability
-12.2%2/10

ROE of -12.2% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : ACGL

The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bull Case : OXSQ

The strongest argument for OXSQ centers on Price/Book, Operating Margin. PEG of 1.12 suggests the stock is reasonably priced for its growth.

Bear Case : ACGL

No major red flags identified for ACGL, but monitor valuation.

Bear Case : OXSQ

The primary concerns for OXSQ are Revenue Growth, Market Cap, Piotroski F-Score.

Key Dynamics to Monitor

ACGL profiles as a mature stock while OXSQ is a turnaround play — different risk/reward profiles.

OXSQ carries more volatility with a beta of 0.47 — expect wider price swings.

ACGL is growing revenue faster at 8.5% — sustainability is the question.

ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.

Bottom Line

ACGL scores higher overall (81/100 vs 41/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Arch Capital Group Ltd

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.

Oxford Square Capital Corp

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Oxford Square Capital Corp (OXSQ) is a prominent business development company specializing in tailored financing solutions for private middle-market enterprises across diverse sectors. The firm primarily targets debt securities to achieve steady current income, complemented by selective equity investments that facilitate portfolio growth. With a disciplined and insightful investment strategy rooted in extensive industry expertise, Oxford Square is committed to uncovering high-quality investment opportunities while prioritizing portfolio diversification. This strategic approach aims to create sustainable shareholder value and effectively mitigate risks in a dynamic financial environment.

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