Arch Capital Group Ltd (ACGL)vsOxford Lane Capital Corp Corp Pref 9 (OXLCO)

ACGL

Arch Capital Group Ltd

NASDAQ

$94.46

+1.88%

FINANCIAL SERVICES · Cap: $34.58B

OXLCO

Oxford Lane Capital Corp Corp Pref 9

NASDAQ

$23.92

+1.17%

FINANCIAL SERVICES · Cap: $436.87M

⚡

Smart Verdict

WallStSmart Research — data-driven comparison

Arch Capital Group Ltd generates 3984% more annual revenue ($19.93B vs $487.99M). ACGL leads profitability with a 22.1% profit margin vs 0.8%. ACGL trades at a lower P/E of 8.4x. ACGL earns a higher WallStSmart Score of 81/100 (A-).

ACGL

Exceptional Buy

out of 100

Grade: A-

Growth: 8.7Profit: 8.0Value: 7.0Quality: 6.5

Piotroski: 5/9

OXLCO

Hold

out of 100

Grade: D

Growth: 6.7Profit: 6.5Value: 5.3Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACGL6 strengths · Avg: 9.0/10

P/E RatioValuation

8.4x10/10

Attractively priced relative to earnings

Price/BookValuation

1.4x10/10

Reasonable price relative to book value

Profit MarginProfitability

22.1%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth

0.119/10

Conservative balance sheet, low leverage

Operating MarginProfitability

29.5%8/10

Strong operational efficiency at 29.5%

EPS GrowthGrowth

38.8%8/10

Earnings expanding 38.8% YoY

OXLCO3 strengths · Avg: 9.3/10

Price/BookValuation

1.2x10/10

Reasonable price relative to book value

Operating MarginProfitability

72.8%10/10

Strong operational efficiency at 72.8%

Revenue GrowthGrowth

29.5%8/10

Revenue surging 29.5% year-over-year

Areas to Watch

ACGL0 concerns · Avg: 0/10

No major concerns identified

OXLCO4 concerns · Avg: 3.3/10

P/E RatioValuation

27.1x4/10

Moderate valuation

Market CapQuality

$436.87M3/10

Smaller company, higher risk/reward

Return on EquityProfitability

0.2%3/10

ROE of 0.2% — below average capital efficiency

Profit MarginProfitability

0.8%3/10

0.8% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : ACGL

The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bull Case : OXLCO

The strongest argument for OXLCO centers on Price/Book, Operating Margin, Revenue Growth. Revenue growth of 29.5% demonstrates continued momentum.

Bear Case : ACGL

No major red flags identified for ACGL, but monitor valuation.

Bear Case : OXLCO

The primary concerns for OXLCO are P/E Ratio, Market Cap, Return on Equity. Thin 0.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

ACGL profiles as a mature stock while OXLCO is a growth play — different risk/reward profiles.

OXLCO carries more volatility with a beta of 0.65 — expect wider price swings.

OXLCO is growing revenue faster at 29.5% — sustainability is the question.

ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.

Bottom Line

ACGL scores higher overall (81/100 vs 43/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Arch Capital Group Ltd

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.

Oxford Lane Capital Corp Corp Pref 9

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Oxford Lane Capital Corp.

Compare with Other INSURANCE - DIVERSIFIED Stocks

ACGL vs BRK-B ACGL vs BRK-A ACGL vs AIG ACGL vs SLF ACGL vs HIG OXLCO vs BRK-B OXLCO vs BRK-A OXLCO vs AIG OXLCO vs SLF OXLCO vs HIG

Want to dig deeper into these stocks?

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