WallStSmart

Arch Capital Group Ltd (ACGL)vsBlue Owl Technology Finance Corp. (OTF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Arch Capital Group Ltd generates 1640% more annual revenue ($19.93B vs $1.15B). OTF leads profitability with a 62.9% profit margin vs 22.1%. OTF trades at a lower P/E of 6.1x. ACGL earns a higher WallStSmart Score of 81/100 (A-).

ACGL

Exceptional Buy

81

out of 100

Grade: A-

Growth: 8.7Profit: 8.0Value: 7.0Quality: 6.5
Piotroski: 5/9

OTF

Buy

62

out of 100

Grade: C+

Growth: 7.3Profit: 8.0Value: 6.7Quality: 5.0
Piotroski: 3/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACGL6 strengths · Avg: 9.0/10
P/E RatioValuation
8.4x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Profit MarginProfitability
22.1%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth
0.119/10

Conservative balance sheet, low leverage

Operating MarginProfitability
29.5%8/10

Strong operational efficiency at 29.5%

EPS GrowthGrowth
38.8%8/10

Earnings expanding 38.8% YoY

OTF5 strengths · Avg: 10.0/10
P/E RatioValuation
6.1x10/10

Attractively priced relative to earnings

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Profit MarginProfitability
62.9%10/10

Keeps 63 of every $100 in revenue as profit

Operating MarginProfitability
69.4%10/10

Strong operational efficiency at 69.4%

Revenue GrowthGrowth
92.3%10/10

Revenue surging 92.3% year-over-year

Areas to Watch

ACGL0 concerns · Avg: 0/10

No major concerns identified

OTF2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

EPS GrowthGrowth
-7.6%2/10

Earnings declined 7.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : ACGL

The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bull Case : OTF

The strongest argument for OTF centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 62.9% and operating margin at 69.4%. Revenue growth of 92.3% demonstrates continued momentum.

Bear Case : ACGL

No major red flags identified for ACGL, but monitor valuation.

Bear Case : OTF

The primary concerns for OTF are Piotroski F-Score, EPS Growth.

Key Dynamics to Monitor

ACGL profiles as a mature stock while OTF is a growth play — different risk/reward profiles.

OTF is growing revenue faster at 92.3% — sustainability is the question.

ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.

Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ACGL scores higher overall (81/100 vs 62/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Arch Capital Group Ltd

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.

Blue Owl Technology Finance Corp.

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Blue Owl Technology Finance Corp. The company is headquartered in New York, New York.

Visit Website →

Want to dig deeper into these stocks?