Arch Capital Group Ltd. (ACGL)vsOld National Bancorp (ONB)
ACGL
Arch Capital Group Ltd.
$104.55
-1.81%
FINANCIAL SERVICES · Cap: $35.41B
ONB
Old National Bancorp
$26.68
-0.78%
FINANCIAL SERVICES · Cap: $10.33B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 689% more annual revenue ($19.78B vs $2.51B). ONB leads profitability with a 30.2% profit margin vs 24.6%. ACGL appears more attractively valued with a PEG of 1.06. ONB earns a higher WallStSmart Score of 80/100 (A-).
ACGL
Strong Buy79
out of 100
Grade: B+
ONB
Exceptional Buy80
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Reasonable price relative to book value
Keeps 30 of every $100 in revenue as profit
Strong operational efficiency at 51.3%
Revenue surging 46.2% year-over-year
Attractively priced relative to earnings
Earnings expanding 34.1% YoY
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Expensive relative to growth rate
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, EPS Growth, Return on Equity. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : ONB
The strongest argument for ONB centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 30.2% and operating margin at 51.3%. Revenue growth of 46.2% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : ONB
The primary concerns for ONB are PEG Ratio, Piotroski F-Score, Altman Z-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while ONB is a growth play — different risk/reward profiles.
ONB carries more volatility with a beta of 0.83 — expect wider price swings.
ONB is growing revenue faster at 46.2% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ONB scores higher overall (80/100 vs 79/100), backed by strong 30.2% margins and 46.2% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Old National Bancorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Old National Bancorp is the banking holding company for Old National Bank providing various financial services to individual and business clients in the United States. The company is headquartered in Evansville, Indiana.
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