Arch Capital Group Ltd. (ACGL)vsOFS Credit Company Inc (OCCI)
ACGL
Arch Capital Group Ltd.
$88.34
-1.29%
FINANCIAL SERVICES · Cap: $32.03B
OCCI
OFS Credit Company Inc
$3.23
-2.12%
FINANCIAL SERVICES · Cap: $92.21M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 43779% more annual revenue ($19.78B vs $45.07M). ACGL leads profitability with a 24.6% profit margin vs -78.6%. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
OCCI
Hold48
out of 100
Grade: D+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 69.6%
Earnings expanding 37.7% YoY
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Smaller company, higher risk/reward
Weak financial health signals
ROE of -27.9% — below average capital efficiency
Currently unprofitable
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : OCCI
The strongest argument for OCCI centers on Price/Book, Operating Margin, EPS Growth.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : OCCI
The primary concerns for OCCI are Market Cap, Piotroski F-Score, Return on Equity.
Key Dynamics to Monitor
ACGL profiles as a declining stock while OCCI is a turnaround play — different risk/reward profiles.
OCCI carries more volatility with a beta of 0.77 — expect wider price swings.
OCCI is growing revenue faster at 9.2% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 48/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
OFS Credit Company Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
OFS Credit Company Inc (OCCI) is a specialized business development company dedicated to providing capital to middle-market firms in the United States via a balanced approach of debt securities and equity investments. Focusing on businesses with strong cash flows and substantial growth potential, OCCI aims to deliver attractive risk-adjusted returns to its investors. With a well-diversified investment portfolio spanning various sectors and a robust risk management framework, the company is adept at navigating market dynamics. Led by an experienced management team, OCCI is strategically positioned to capitalize on emerging opportunities in the credit market, ensuring continued growth and value generation.
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