Arch Capital Group Ltd (ACGL)vsOFS Credit Company Inc (OCCI)
ACGL
Arch Capital Group Ltd
$94.46
+1.88%
FINANCIAL SERVICES · Cap: $34.58B
OCCI
OFS Credit Company Inc
$3.01
+0.33%
FINANCIAL SERVICES · Cap: $88.14M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd generates 44116% more annual revenue ($19.93B vs $45.07M). ACGL leads profitability with a 22.1% profit margin vs -78.6%. ACGL earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Exceptional Buy81
out of 100
Grade: A-
OCCI
Buy50
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Reasonable price relative to book value
Strong operational efficiency at 69.6%
Earnings expanding 37.7% YoY
Areas to Watch
No major concerns identified
Smaller company, higher risk/reward
Weak financial health signals
ROE of -24.3% — below average capital efficiency
Currently unprofitable
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : OCCI
The strongest argument for OCCI centers on Price/Book, Operating Margin, EPS Growth.
Bear Case : ACGL
No major red flags identified for ACGL, but monitor valuation.
Bear Case : OCCI
The primary concerns for OCCI are Market Cap, Piotroski F-Score, Return on Equity.
Key Dynamics to Monitor
ACGL profiles as a mature stock while OCCI is a turnaround play — different risk/reward profiles.
OCCI carries more volatility with a beta of 0.70 — expect wider price swings.
OCCI is growing revenue faster at 9.2% — sustainability is the question.
ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (81/100 vs 50/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
OFS Credit Company Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
OFS Credit Company Inc (OCCI) is a focused business development company that specializes in providing capital to middle-market firms in the United States through a strategic combination of debt securities and equity investments. The firm targets companies with robust cash flows and significant growth potential, aiming to generate attractive risk-adjusted returns for its investors. With a well-diversified portfolio across multiple sectors and a disciplined approach to investments, OCCI prioritizes risk management while remaining responsive to market fluctuations. Backed by a seasoned management team, OCCI is well-positioned to seize opportunities in the evolving credit landscape, ensuring sustained growth and value creation.
Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?