Arch Capital Group Ltd. (ACGL)vsOrigin Bancorp, Inc. (OBK)
ACGL
Arch Capital Group Ltd.
$97.54
+3.40%
FINANCIAL SERVICES · Cap: $32.74B
OBK
Origin Bancorp, Inc.
$51.21
-0.08%
FINANCIAL SERVICES · Cap: $1.60B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 5544% more annual revenue ($19.78B vs $350.40M). ACGL leads profitability with a 24.6% profit margin vs 23.0%. ACGL trades at a lower P/E of 7.2x. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
OBK
Buy60
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 38.5%
Conservative balance sheet, low leverage
Keeps 23 of every $100 in revenue as profit
Earnings expanding 25.4% YoY
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Smaller company, higher risk/reward
ROE of 6.4% — below average capital efficiency
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : OBK
The strongest argument for OBK centers on Price/Book, Operating Margin, Debt/Equity. Profitability is solid with margins at 23.0% and operating margin at 38.5%.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : OBK
The primary concerns for OBK are Market Cap, Return on Equity, Altman Z-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while OBK is a mature play — different risk/reward profiles.
OBK carries more volatility with a beta of 0.73 — expect wider price swings.
OBK is growing revenue faster at 9.3% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 60/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Origin Bancorp, Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Origin Bancorp, Inc. is a leading financial institution based in Ruston, Louisiana, offering a diverse range of banking and financial services tailored to meet the needs of both individuals and businesses. Through its wholly-owned subsidiary, Origin Bank, the company specializes in commercial banking, mortgage lending, and wealth management, underscoring its commitment to superior customer service and community engagement. With a strong emphasis on leveraging innovative technologies to improve client experiences and operational effectiveness, Origin Bancorp is strategically positioned to seize growth opportunities within the evolving financial services landscape.
Visit Website →Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?