Arch Capital Group Ltd (ACGL)vsFirst Western Financial Inc (MYFW)
ACGL
Arch Capital Group Ltd
$94.46
+1.88%
FINANCIAL SERVICES · Cap: $34.58B
MYFW
First Western Financial Inc
$28.31
+2.05%
FINANCIAL SERVICES · Cap: $269.69M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd generates 19737% more annual revenue ($19.93B vs $100.46M). ACGL leads profitability with a 22.1% profit margin vs 15.1%. ACGL trades at a lower P/E of 8.4x. ACGL earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Exceptional Buy81
out of 100
Grade: A-
MYFW
Buy63
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Reasonable price relative to book value
Attractively priced relative to earnings
Strong operational efficiency at 28.8%
Earnings expanding 46.5% YoY
Areas to Watch
No major concerns identified
Smaller company, higher risk/reward
ROE of 5.7% — below average capital efficiency
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : MYFW
The strongest argument for MYFW centers on Price/Book, P/E Ratio, Operating Margin. Profitability is solid with margins at 15.1% and operating margin at 28.8%. Revenue growth of 14.4% demonstrates continued momentum.
Bear Case : ACGL
No major red flags identified for ACGL, but monitor valuation.
Bear Case : MYFW
The primary concerns for MYFW are Market Cap, Return on Equity, Free Cash Flow.
Key Dynamics to Monitor
MYFW carries more volatility with a beta of 0.66 — expect wider price swings.
MYFW is growing revenue faster at 14.4% — sustainability is the question.
ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ACGL scores higher overall (81/100 vs 63/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
First Western Financial Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
First Western Financial, Inc., a financial holding company, provides wealth management, private banking, personal trust, investment management, home loan, and institutional asset management services. The company is headquartered in Denver, Colorado.
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