Arch Capital Group Ltd. (ACGL)vsManulife Financial Corp (MFC)
ACGL
Arch Capital Group Ltd.
$96.09
-0.11%
FINANCIAL SERVICES · Cap: $33.47B
MFC
Manulife Financial Corp
$43.49
+0.02%
FINANCIAL SERVICES · Cap: $72.16B
Smart Verdict
WallStSmart Research — data-driven comparison
Manulife Financial Corp generates 72% more annual revenue ($33.11B vs $19.23B). ACGL leads profitability with a 24.4% profit margin vs 20.3%. MFC appears more attractively valued with a PEG of 0.88. MFC earns a higher WallStSmart Score of 75/100 (B).
ACGL
Strong Buy67
out of 100
Grade: B-
MFC
Strong Buy75
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Large-cap with strong market position
Keeps 20 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : MFC
The strongest argument for MFC centers on Market Cap, Profit Margin, Debt/Equity. Profitability is solid with margins at 20.3% and operating margin at 28.2%. Revenue growth of 10.7% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : MFC
No major red flags identified for MFC, but monitor valuation.
Key Dynamics to Monitor
ACGL profiles as a declining stock while MFC is a mature play — different risk/reward profiles.
MFC carries more volatility with a beta of 0.76 — expect wider price swings.
MFC is growing revenue faster at 10.7% — sustainability is the question.
MFC generates stronger free cash flow (9.1B), providing more financial flexibility.
Bottom Line
MFC scores higher overall (75/100 vs 67/100), backed by strong 20.3% margins and 10.7% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Manulife Financial Corp
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Manulife Financial Corporation, offers financial products and services in Asia, Canada, the United States and internationally. The company is headquartered in Toronto, Canada.
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