Arch Capital Group Ltd. (ACGL)vsMetLife Inc (MET)
ACGL
Arch Capital Group Ltd.
$88.34
+0.58%
FINANCIAL SERVICES · Cap: $32.03B
MET
MetLife Inc
$84.49
+1.23%
FINANCIAL SERVICES · Cap: $53.29B
Smart Verdict
WallStSmart Research — data-driven comparison
MetLife Inc generates 292% more annual revenue ($77.58B vs $19.78B). ACGL leads profitability with a 24.6% profit margin vs 4.7%. MET appears more attractively valued with a PEG of 0.43. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
MET
Strong Buy68
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Growing faster than its price suggests
Large-cap with strong market position
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 35.9% YoY
Generating 2.7B in free cash flow
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
2.7% revenue growth
4.7% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : MET
The strongest argument for MET centers on PEG Ratio, Market Cap, P/E Ratio. PEG of 0.43 suggests the stock is reasonably priced for its growth.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : MET
The primary concerns for MET are Revenue Growth, Profit Margin. Thin 4.7% margins leave little buffer for downturns.
Key Dynamics to Monitor
ACGL profiles as a declining stock while MET is a value play — different risk/reward profiles.
MET carries more volatility with a beta of 0.78 — expect wider price swings.
MET is growing revenue faster at 2.7% — sustainability is the question.
MET generates stronger free cash flow (2.7B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 68/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
MetLife Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
MetLife, Inc. is the holding corporation for the Metropolitan Life Insurance Company (MLIC), better known as MetLife, and its affiliates. MetLife is among the largest global providers of insurance, annuities, and employee benefit programs, with 90 million customers in over 60 countries.
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