Arch Capital Group Ltd (ACGL)vsMetLife Inc (MET)
ACGL
Arch Capital Group Ltd
$92.72
-4.47%
FINANCIAL SERVICES · Cap: $34.58B
MET
MetLife Inc
$78.96
+0.87%
FINANCIAL SERVICES · Cap: $51.68B
Smart Verdict
WallStSmart Research — data-driven comparison
MetLife Inc generates 287% more annual revenue ($77.08B vs $19.93B). ACGL leads profitability with a 22.1% profit margin vs 4.4%. MET appears more attractively valued with a PEG of 0.42. ACGL earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Exceptional Buy81
out of 100
Grade: A-
MET
Buy63
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Growing faster than its price suggests
Large-cap with strong market position
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 27.6% year-over-year
Generating 8.1B in free cash flow
Areas to Watch
No major concerns identified
4.4% margin — thin
Operating margin of 4.7%
Earnings declined 34.2%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : MET
The strongest argument for MET centers on PEG Ratio, Market Cap, P/E Ratio. Revenue growth of 27.6% demonstrates continued momentum. PEG of 0.42 suggests the stock is reasonably priced for its growth.
Bear Case : ACGL
No major red flags identified for ACGL, but monitor valuation.
Bear Case : MET
The primary concerns for MET are Profit Margin, Operating Margin, EPS Growth. Thin 4.4% margins leave little buffer for downturns.
Key Dynamics to Monitor
ACGL profiles as a mature stock while MET is a growth play — different risk/reward profiles.
MET carries more volatility with a beta of 0.73 — expect wider price swings.
MET is growing revenue faster at 27.6% — sustainability is the question.
MET generates stronger free cash flow (8.1B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (81/100 vs 63/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
MetLife Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
MetLife, Inc. is the holding corporation for the Metropolitan Life Insurance Company (MLIC), better known as MetLife, and its affiliates. MetLife is among the largest global providers of insurance, annuities, and employee benefit programs, with 90 million customers in over 60 countries.
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