WallStSmart

Arch Capital Group Ltd. (ACGL)vsMetalpha Technology Holding Limited (MATH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Arch Capital Group Ltd. generates 53542% more annual revenue ($19.78B vs $36.87M). ACGL leads profitability with a 24.6% profit margin vs 18.9%. MATH trades at a lower P/E of 5.2x. ACGL earns a higher WallStSmart Score of 79/100 (B+).

ACGL

Strong Buy

79

out of 100

Grade: B+

Growth: 7.3Profit: 8.0Value: 7.0Quality: 6.0
Piotroski: 6/9Altman Z: 1.48

MATH

Buy

51

out of 100

Grade: C-

Growth: 5.7Profit: 6.0Value: 6.7Quality: 5.5
Piotroski: 5/9Altman Z: 0.52

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACGL6 strengths · Avg: 9.2/10
P/E RatioValuation
7.2x10/10

Attractively priced relative to earnings

EPS GrowthGrowth
94.6%10/10

Earnings expanding 94.6% YoY

Return on EquityProfitability
20.1%9/10

Every $100 of equity generates 20 in profit

Profit MarginProfitability
24.6%9/10

Keeps 25 of every $100 in revenue as profit

Debt/EquityHealth
0.119/10

Conservative balance sheet, low leverage

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

MATH5 strengths · Avg: 10.0/10
P/E RatioValuation
5.2x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Return on EquityProfitability
37.6%10/10

Every $100 of equity generates 38 in profit

EPS GrowthGrowth
7202.0%10/10

Earnings expanding 7202.0% YoY

Debt/EquityHealth
0.0010/10

Conservative balance sheet, low leverage

Areas to Watch

ACGL2 concerns · Avg: 2.0/10
Revenue GrowthGrowth
-3.3%2/10

Revenue declined 3.3%

Altman Z-ScoreHealth
1.482/10

Distress zone — elevated risk

MATH4 concerns · Avg: 2.0/10
Market CapQuality
$40.39M3/10

Smaller company, higher risk/reward

Revenue GrowthGrowth
-39.0%2/10

Revenue declined 39.0%

Altman Z-ScoreHealth
0.522/10

Distress zone — elevated risk

Operating MarginProfitability
-24.2%1/10

Operating margin of -24.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : ACGL

The strongest argument for ACGL centers on P/E Ratio, EPS Growth, Return on Equity. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bull Case : MATH

The strongest argument for MATH centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 18.9% and operating margin at -24.2%.

Bear Case : ACGL

The primary concerns for ACGL are Revenue Growth, Altman Z-Score.

Bear Case : MATH

The primary concerns for MATH are Market Cap, Revenue Growth, Altman Z-Score.

Key Dynamics to Monitor

ACGL carries more volatility with a beta of 0.31 — expect wider price swings.

ACGL is growing revenue faster at -3.3% — sustainability is the question.

ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.

Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ACGL scores higher overall (79/100 vs 51/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Arch Capital Group Ltd.

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.

Metalpha Technology Holding Limited

FINANCIAL SERVICES · CAPITAL MARKETS · China

Metalpha Technology Holding Limited is a pioneering fintech company focused on transforming financial services within the cryptocurrency sector. Leveraging cutting-edge technology and data analytics, Metalpha enhances trading efficiency while ensuring rigorous compliance and security for its clientele. With an experienced management team and key strategic alliances, the company is well-positioned to capitalize on the increasing global appetite for innovative cryptocurrency solutions, presenting substantial investment opportunities in the dynamic landscape of digital assets.

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