WallStSmart

Arch Capital Group Ltd (ACGL)vsMain Street Capital Corporation (MAIN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Arch Capital Group Ltd generates 3419% more annual revenue ($19.93B vs $566.39M). MAIN leads profitability with a 87.1% profit margin vs 22.1%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 81/100 (A-).

ACGL

Exceptional Buy

81

out of 100

Grade: A-

Growth: 8.7Profit: 8.0Value: 7.0Quality: 6.5
Piotroski: 5/9

MAIN

Buy

56

out of 100

Grade: C

Growth: 5.3Profit: 8.5Value: 6.3Quality: 3.8
Piotroski: 2/9Altman Z: 1.32

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACGL6 strengths · Avg: 9.0/10
P/E RatioValuation
8.4x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Profit MarginProfitability
22.1%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth
0.119/10

Conservative balance sheet, low leverage

Operating MarginProfitability
29.5%8/10

Strong operational efficiency at 29.5%

EPS GrowthGrowth
38.8%8/10

Earnings expanding 38.8% YoY

MAIN4 strengths · Avg: 9.5/10
P/E RatioValuation
9.7x10/10

Attractively priced relative to earnings

Profit MarginProfitability
87.1%10/10

Keeps 87 of every $100 in revenue as profit

Operating MarginProfitability
86.5%10/10

Strong operational efficiency at 86.5%

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Areas to Watch

ACGL0 concerns · Avg: 0/10

No major concerns identified

MAIN4 concerns · Avg: 3.3/10
PEG RatioValuation
1.764/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.6%4/10

3.6% revenue growth

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

EPS GrowthGrowth
-26.0%2/10

Earnings declined 26.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : ACGL

The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bull Case : MAIN

The strongest argument for MAIN centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 87.1% and operating margin at 86.5%.

Bear Case : ACGL

No major red flags identified for ACGL, but monitor valuation.

Bear Case : MAIN

The primary concerns for MAIN are PEG Ratio, Revenue Growth, Piotroski F-Score.

Key Dynamics to Monitor

ACGL profiles as a mature stock while MAIN is a value play — different risk/reward profiles.

MAIN carries more volatility with a beta of 0.81 — expect wider price swings.

ACGL is growing revenue faster at 8.5% — sustainability is the question.

ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.

Bottom Line

ACGL scores higher overall (81/100 vs 56/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Arch Capital Group Ltd

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.

Main Street Capital Corporation

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Main Street Capital Corporation (MAIN) is a publicly traded business development company specializing in providing customized debt and equity financing solutions to lower middle-market companies. With a focus on long-term investments, MAIN targets diverse sectors such as manufacturing, healthcare, and business services, aiming to generate attractive risk-adjusted returns for its shareholders. The company's disciplined investment strategy, combined with its extensive industry expertise, positions it favorably in the private equity landscape while fostering growth in its portfolio companies. MAIN is committed to value creation and delivering robust income streams, reflecting its dedication to both investors and the businesses it supports.

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