Arch Capital Group Ltd (ACGL)vsChicago Atlantic BDC, Inc. (LIEN)
ACGL
Arch Capital Group Ltd
$92.72
-4.47%
FINANCIAL SERVICES · Cap: $34.58B
LIEN
Chicago Atlantic BDC, Inc.
$9.23
+0.22%
FINANCIAL SERVICES · Cap: $211.78M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd generates 36600% more annual revenue ($19.93B vs $54.30M). LIEN leads profitability with a 61.3% profit margin vs 22.1%. LIEN trades at a lower P/E of 6.4x. ACGL earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Exceptional Buy81
out of 100
Grade: A-
LIEN
Buy60
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 61 of every $100 in revenue as profit
Strong operational efficiency at 56.7%
Areas to Watch
No major concerns identified
3.4% earnings growth
Smaller company, higher risk/reward
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : LIEN
The strongest argument for LIEN centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 61.3% and operating margin at 56.7%. Revenue growth of 12.5% demonstrates continued momentum.
Bear Case : ACGL
No major red flags identified for ACGL, but monitor valuation.
Bear Case : LIEN
The primary concerns for LIEN are EPS Growth, Market Cap.
Key Dynamics to Monitor
ACGL carries more volatility with a beta of 0.38 — expect wider price swings.
LIEN is growing revenue faster at 12.5% — sustainability is the question.
ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ACGL scores higher overall (81/100 vs 60/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Chicago Atlantic BDC, Inc.
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Silver Spike Investment Corp. The company is headquartered in New York, New York.
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