Arch Capital Group Ltd. (ACGL)vsLoews Corp (L)
ACGL
Arch Capital Group Ltd.
$99.52
-1.58%
FINANCIAL SERVICES · Cap: $34.28B
L
Loews Corp
$115.98
-0.23%
FINANCIAL SERVICES · Cap: $23.87B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 4% more annual revenue ($19.23B vs $18.51B). ACGL leads profitability with a 24.4% profit margin vs 8.8%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 67/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
L
Buy54
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 20 in profit
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Reasonable price relative to book value
Attractively priced relative to earnings
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
1.4% revenue growth
Earnings declined 6.3%
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : L
The strongest argument for L centers on Price/Book, P/E Ratio. PEG of 1.32 suggests the stock is reasonably priced for its growth.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : L
The primary concerns for L are Revenue Growth, EPS Growth, Free Cash Flow.
Key Dynamics to Monitor
ACGL profiles as a declining stock while L is a value play — different risk/reward profiles.
L carries more volatility with a beta of 0.52 — expect wider price swings.
L is growing revenue faster at 1.4% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (67/100 vs 54/100), backed by strong 24.4% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Loews Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Loews Corporation is an American conglomerate headquartered in New York City. The company's majority-stake holdings include CNA Financial Corporation, Diamond Offshore Drilling, Boardwalk Pipeline Partners, Loews Hotels and Altium Packaging.
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