Arch Capital Group Ltd. (ACGL)vsKestrel Group, Ltd. (KG)
ACGL
Arch Capital Group Ltd.
$88.34
+0.58%
FINANCIAL SERVICES · Cap: $32.03B
KG
Kestrel Group, Ltd.
$11.46
-2.05%
FINANCIAL SERVICES · Cap: $93.34M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 45468% more annual revenue ($19.78B vs $43.40M). KG leads profitability with a 91.4% profit margin vs 24.6%. KG trades at a lower P/E of 2.2x. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
KG
Buy62
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 33 in profit
Keeps 91 of every $100 in revenue as profit
Revenue surging 1112.0% year-over-year
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
0.0% earnings growth
Smaller company, higher risk/reward
Elevated debt levels
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : KG
The strongest argument for KG centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 91.4% and operating margin at -44.9%. Revenue growth of 1112.0% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : KG
The primary concerns for KG are EPS Growth, Market Cap, Debt/Equity.
Key Dynamics to Monitor
ACGL profiles as a declining stock while KG is a growth play — different risk/reward profiles.
KG is growing revenue faster at 1112.0% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ACGL scores higher overall (79/100 vs 62/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Kestrel Group, Ltd.
FINANCIAL SERVICES · INSURANCE - REINSURANCE · USA
Kestrel Group Ltd engages in providing fronting services to insurance program managers, MGAs, reinsurers, and reinsurance brokers. The company is headquartered in Hamilton, Bermuda.
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