Arch Capital Group Ltd (ACGL)vsJackson Financial Inc (JXN)
ACGL
Arch Capital Group Ltd
$94.46
+1.88%
FINANCIAL SERVICES · Cap: $34.58B
JXN
Jackson Financial Inc
$115.77
+0.49%
FINANCIAL SERVICES · Cap: $8.11B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd generates 195% more annual revenue ($19.93B vs $6.76B). ACGL leads profitability with a 22.1% profit margin vs 0.4%. ACGL earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Exceptional Buy81
out of 100
Grade: A-
JXN
Buy56
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Reasonable price relative to book value
Revenue surging 719.0% year-over-year
Strong operational efficiency at 23.6%
Generating 1.6B in free cash flow
Areas to Watch
No major concerns identified
ROE of 0.7% — below average capital efficiency
0.4% margin — thin
Earnings declined 31.8%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : JXN
The strongest argument for JXN centers on Price/Book, Revenue Growth, Operating Margin. Revenue growth of 719.0% demonstrates continued momentum.
Bear Case : ACGL
No major red flags identified for ACGL, but monitor valuation.
Bear Case : JXN
The primary concerns for JXN are Return on Equity, Profit Margin, EPS Growth. Thin 0.4% margins leave little buffer for downturns.
Key Dynamics to Monitor
ACGL profiles as a mature stock while JXN is a hypergrowth play — different risk/reward profiles.
JXN carries more volatility with a beta of 1.46 — expect wider price swings.
JXN is growing revenue faster at 719.0% — sustainability is the question.
JXN generates stronger free cash flow (1.6B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (81/100 vs 56/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Jackson Financial Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Jackson Financial Inc. is a leading player in the U.S. life insurance and asset management sectors, specializing in innovative retirement solutions that foster financial security for individuals and families. The company offers a wide array of fixed and variable annuities and life insurance products tailored to meet the diverse needs of retirees and investors amidst a changing financial environment. With a strong emphasis on customer service, advanced technology, and a comprehensive distribution network, Jackson Financial is strategically positioned to leverage demographic trends and the growing demand for effective retirement planning, ensuring sustainable growth and enhancing its competitive edge in the market.
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