Arch Capital Group Ltd. (ACGL)vsJackson Financial Inc (JXN)
ACGL
Arch Capital Group Ltd.
$88.34
-0.17%
FINANCIAL SERVICES · Cap: $32.03B
JXN
Jackson Financial Inc
$107.86
+1.78%
FINANCIAL SERVICES · Cap: $7.58B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 235% more annual revenue ($19.78B vs $5.91B). ACGL leads profitability with a 24.6% profit margin vs -6.3%. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
JXN
Hold45
out of 100
Grade: D+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 44.6%
Generating 1.0B in free cash flow
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
ROE of -3.9% — below average capital efficiency
Revenue declined 22.6%
Earnings declined 31.8%
Currently unprofitable
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : JXN
The strongest argument for JXN centers on Price/Book, Operating Margin, Free Cash Flow.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : JXN
The primary concerns for JXN are Return on Equity, Revenue Growth, EPS Growth.
Key Dynamics to Monitor
ACGL profiles as a declining stock while JXN is a turnaround play — different risk/reward profiles.
JXN carries more volatility with a beta of 1.33 — expect wider price swings.
ACGL is growing revenue faster at -3.3% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 45/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Jackson Financial Inc
FINANCIAL SERVICES · INSURANCE - LIFE · USA
Jackson Financial Inc. is a prominent player in the U.S. life insurance and asset management sectors, focusing on innovative retirement solutions that enhance financial security for individuals and families. The company provides a diverse portfolio of fixed and variable annuities as well as life insurance products, expertly tailored to address the evolving needs of retirees and investors in a dynamic financial landscape. Leveraging advanced technology and a robust distribution network, Jackson Financial is well-equipped to capitalize on demographic shifts and the rising demand for effective retirement planning, positioning itself for sustainable growth and a competitive advantage in the market.
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