WallStSmart

Arch Capital Group Ltd (ACGL)vsOrix Corp Ads (IX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Orix Corp Ads generates 15602% more annual revenue ($3.13T vs $19.93B). ACGL leads profitability with a 22.1% profit margin vs 15.0%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 81/100 (A-).

ACGL

Exceptional Buy

81

out of 100

Grade: A-

Growth: 8.7Profit: 8.0Value: 7.0Quality: 6.5
Piotroski: 5/9

IX

Strong Buy

70

out of 100

Grade: B-

Growth: 6.7Profit: 6.5Value: 5.0Quality: 5.5
Piotroski: 3/9Altman Z: 1.03

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACGL6 strengths · Avg: 9.0/10
P/E RatioValuation
8.4x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Profit MarginProfitability
22.1%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth
0.119/10

Conservative balance sheet, low leverage

Operating MarginProfitability
29.5%8/10

Strong operational efficiency at 29.5%

EPS GrowthGrowth
38.8%8/10

Earnings expanding 38.8% YoY

IX3 strengths · Avg: 8.7/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

P/E RatioValuation
12.5x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
36.6%8/10

Earnings expanding 36.6% YoY

Areas to Watch

ACGL0 concerns · Avg: 0/10

No major concerns identified

IX4 concerns · Avg: 2.5/10
Debt/EquityHealth
1.463/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
2.722/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.032/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : ACGL

The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bull Case : IX

The strongest argument for IX centers on Price/Book, P/E Ratio, EPS Growth. Revenue growth of 12.5% demonstrates continued momentum.

Bear Case : ACGL

No major red flags identified for ACGL, but monitor valuation.

Bear Case : IX

The primary concerns for IX are Debt/Equity, Piotroski F-Score, PEG Ratio.

Key Dynamics to Monitor

ACGL profiles as a mature stock while IX is a value play — different risk/reward profiles.

IX carries more volatility with a beta of 0.65 — expect wider price swings.

IX is growing revenue faster at 12.5% — sustainability is the question.

Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ACGL scores higher overall (81/100 vs 70/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Arch Capital Group Ltd

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.

Orix Corp Ads

FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA

ORIX Corporation offers diversified financial services in Japan, America, Asia, Europe, Australasia, the Middle East, and internationally. The company is headquartered in Tokyo, Japan.

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