Arch Capital Group Ltd. (ACGL)vsInvestcorp Credit Management BDC Inc (ICMB)
ACGL
Arch Capital Group Ltd.
$109.24
+0.06%
FINANCIAL SERVICES · Cap: $35.20B
ICMB
Investcorp Credit Management BDC Inc
$1.06
+71.49%
FINANCIAL SERVICES · Cap: $9.51M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 123703% more annual revenue ($18.78B vs $15.17M). ACGL leads profitability with a 23.3% profit margin vs -131.3%. ACGL earns a higher WallStSmart Score of 67/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
ICMB
Hold40
out of 100
Grade: D
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 23 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 26.8%
Generating 1.7B in free cash flow
Reasonable price relative to book value
Strong operational efficiency at 65.3%
Areas to Watch
Revenue declined 8.9%
Earnings declined 15.7%
Distress zone — elevated risk
Smaller company, higher risk/reward
Weak financial health signals
ROE of -37.4% — below average capital efficiency
Revenue declined 31.1%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Profit Margin, Debt/Equity. Profitability is solid with margins at 23.3% and operating margin at 26.8%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : ICMB
The strongest argument for ICMB centers on Price/Book, Operating Margin.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : ICMB
The primary concerns for ICMB are Market Cap, Piotroski F-Score, Return on Equity.
Key Dynamics to Monitor
ACGL profiles as a declining stock while ICMB is a turnaround play — different risk/reward profiles.
ICMB carries more volatility with a beta of 0.73 — expect wider price swings.
ACGL is growing revenue faster at -8.9% — sustainability is the question.
ACGL generates stronger free cash flow (1.7B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (67/100 vs 40/100), backed by strong 23.3% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Investcorp Credit Management BDC Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Investcorp Credit Management BDC Inc (ICMB) is a leading business development company that specializes in providing customized debt and equity financing solutions to middle-market enterprises, thereby aiming for optimal risk-adjusted returns. The firm boasts a diversified investment portfolio across various sectors, ensuring resilience and growth potential while enhancing shareholder value through meticulous risk management. Backed by a seasoned management team with deep industry expertise, ICMB focuses on identifying and developing high-growth opportunities within the dynamic private credit landscape, making it an attractive investment prospect for institutional investors seeking stable income and portfolio diversification.
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