Arch Capital Group Ltd. (ACGL)vsInvestcorp Credit Management BDC Inc (ICMB)
ACGL
Arch Capital Group Ltd.
$88.34
+0.58%
FINANCIAL SERVICES · Cap: $32.03B
ICMB
Investcorp Credit Management BDC Inc
$1.20
-0.41%
FINANCIAL SERVICES · Cap: $17.32M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 119189% more annual revenue ($19.78B vs $16.58M). ACGL leads profitability with a 24.6% profit margin vs -118.7%. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
ICMB
Hold38
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 61.6%
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Smaller company, higher risk/reward
Elevated debt levels
ROE of -37.4% — below average capital efficiency
Revenue declined 18.7%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : ICMB
The strongest argument for ICMB centers on Price/Book, Operating Margin.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : ICMB
The primary concerns for ICMB are Market Cap, Debt/Equity, Return on Equity.
Key Dynamics to Monitor
ACGL profiles as a declining stock while ICMB is a turnaround play — different risk/reward profiles.
ICMB carries more volatility with a beta of 0.59 — expect wider price swings.
ACGL is growing revenue faster at -3.3% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 38/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Investcorp Credit Management BDC Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Investcorp Credit Management BDC Inc (ICMB) is a premier business development company focused on delivering tailored debt and equity financing solutions to middle-market enterprises, targeting optimal risk-adjusted returns. With a well-diversified investment portfolio spanning multiple sectors, ICMB is dedicated to enhancing shareholder value through prudent risk management and strategic market engagement. Leveraging the expertise of its seasoned management team, the firm identifies and nurtures high-growth potential companies, solidifying its position in the evolving private credit landscape. This approach presents ICMB as an attractive investment opportunity for institutional investors seeking reliable income and diversification in their portfolios.
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