Arch Capital Group Ltd. (ACGL)vsHope Bancorp Inc (HOPE)
ACGL
Arch Capital Group Ltd.
$96.09
-0.11%
FINANCIAL SERVICES · Cap: $33.47B
HOPE
Hope Bancorp Inc
$13.94
-0.07%
FINANCIAL SERVICES · Cap: $1.77B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 3501% more annual revenue ($19.23B vs $534.03M). ACGL leads profitability with a 24.4% profit margin vs 23.9%. ACGL appears more attractively valued with a PEG of 1.06. HOPE earns a higher WallStSmart Score of 82/100 (A-).
ACGL
Strong Buy67
out of 100
Grade: B-
HOPE
Exceptional Buy82
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Reasonable price relative to book value
Strong operational efficiency at 34.2%
Revenue surging 71.0% year-over-year
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Smaller company, higher risk/reward
ROE of 3.1% — below average capital efficiency
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : HOPE
The strongest argument for HOPE centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 23.9% and operating margin at 34.2%. Revenue growth of 71.0% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : HOPE
The primary concerns for HOPE are Market Cap, Return on Equity, Piotroski F-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while HOPE is a growth play — different risk/reward profiles.
HOPE carries more volatility with a beta of 0.81 — expect wider price swings.
HOPE is growing revenue faster at 71.0% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Bottom Line
HOPE scores higher overall (82/100 vs 67/100), backed by strong 23.9% margins and 71.0% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Hope Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Hope Bancorp, Inc. is the bank holding company for Bank of Hope providing banking services for small and medium-sized businesses and individuals in the United States. The company is headquartered in Los Angeles, California.
Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?