Arch Capital Group Ltd (ACGL)vsGoldman Sachs BDC Inc (GSBD)
ACGL
Arch Capital Group Ltd
$94.46
+1.88%
FINANCIAL SERVICES · Cap: $34.58B
GSBD
Goldman Sachs BDC Inc
$9.83
+1.24%
FINANCIAL SERVICES · Cap: $1.09B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd generates 5352% more annual revenue ($19.93B vs $365.57M). GSBD leads profitability with a 32.6% profit margin vs 22.1%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Exceptional Buy81
out of 100
Grade: A-
GSBD
Buy55
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 83.5%
Areas to Watch
No major concerns identified
Expensive relative to growth rate
Smaller company, higher risk/reward
ROE of 8.0% — below average capital efficiency
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : GSBD
The strongest argument for GSBD centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 32.6% and operating margin at 83.5%.
Bear Case : ACGL
No major red flags identified for ACGL, but monitor valuation.
Bear Case : GSBD
The primary concerns for GSBD are PEG Ratio, Market Cap, Return on Equity.
Key Dynamics to Monitor
ACGL profiles as a mature stock while GSBD is a declining play — different risk/reward profiles.
GSBD carries more volatility with a beta of 0.63 — expect wider price swings.
ACGL is growing revenue faster at 8.5% — sustainability is the question.
ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (81/100 vs 55/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Goldman Sachs BDC Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Goldman Sachs BDC Inc. (GSBD) is a closed-end management investment company that focuses on delivering debt and equity capital to U.S. middle-market enterprises. Backed by the extensive resources and financial expertise of Goldman Sachs, GSBD aims to create shareholder value through a diversified portfolio designed to achieve strong risk-adjusted returns. The company emphasizes a robust distribution policy to provide reliable income streams while strategically pursuing growth opportunities in evolving market conditions, all underpinned by a commitment to sound risk management and cultivating strategic industry relationships.
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