Arch Capital Group Ltd. (ACGL)vsUS Global Investors Inc (GROW)
ACGL
Arch Capital Group Ltd.
$88.34
-0.17%
FINANCIAL SERVICES · Cap: $32.03B
GROW
US Global Investors Inc
$2.61
+0.77%
FINANCIAL SERVICES · Cap: $33.12M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 208430% more annual revenue ($19.78B vs $9.48M). GROW leads profitability with a 33.3% profit margin vs 24.6%. ACGL trades at a lower P/E of 7.0x. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
GROW
Buy61
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 33 of every $100 in revenue as profit
Revenue surging 31.3% year-over-year
Earnings expanding 480.9% YoY
Conservative balance sheet, low leverage
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
Smaller company, higher risk/reward
ROE of 6.9% — below average capital efficiency
Operating margin of 3.3%
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, EPS Growth. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : GROW
The strongest argument for GROW centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 33.3% and operating margin at 3.3%. Revenue growth of 31.3% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : GROW
The primary concerns for GROW are Market Cap, Return on Equity, Operating Margin.
Key Dynamics to Monitor
ACGL profiles as a declining stock while GROW is a growth play — different risk/reward profiles.
GROW carries more volatility with a beta of 0.70 — expect wider price swings.
GROW is growing revenue faster at 31.3% — sustainability is the question.
ACGL generates stronger free cash flow (1.2B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (79/100 vs 61/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
US Global Investors Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
US Global Investors, Inc. is a publicly owned investment manager. The company is headquartered in San Antonio, Texas.
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