Arch Capital Group Ltd. (ACGL)vsUS Global Investors Inc (GROW)
ACGL
Arch Capital Group Ltd.
$102.50
+2.15%
FINANCIAL SERVICES · Cap: $34.24B
GROW
US Global Investors Inc
$2.72
+0.74%
FINANCIAL SERVICES · Cap: $32.34M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 187511% more annual revenue ($19.23B vs $10.25M). GROW leads profitability with a 29.8% profit margin vs 24.4%. ACGL trades at a lower P/E of 8.2x. ACGL earns a higher WallStSmart Score of 67/100 (B-).
ACGL
Strong Buy67
out of 100
Grade: B-
GROW
Buy60
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 39.1% year-over-year
Earnings expanding 480.9% YoY
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Smaller company, higher risk/reward
ROE of 6.9% — below average capital efficiency
Operating margin of -3.2%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Profit Margin, Debt/Equity. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : GROW
The strongest argument for GROW centers on P/E Ratio, Price/Book, Revenue Growth. Profitability is solid with margins at 29.8% and operating margin at -3.2%. Revenue growth of 39.1% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : GROW
The primary concerns for GROW are Market Cap, Return on Equity, Operating Margin.
Key Dynamics to Monitor
ACGL profiles as a declining stock while GROW is a growth play — different risk/reward profiles.
GROW carries more volatility with a beta of 0.67 — expect wider price swings.
GROW is growing revenue faster at 39.1% — sustainability is the question.
ACGL generates stronger free cash flow (1.3B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (67/100 vs 60/100), backed by strong 24.4% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
US Global Investors Inc
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
US Global Investors, Inc. is a publicly owned investment manager. The company is headquartered in San Antonio, Texas.
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