Arch Capital Group Ltd. (ACGL)vsFutu Holdings Ltd (FUTU)
ACGL
Arch Capital Group Ltd.
$96.09
-0.11%
FINANCIAL SERVICES · Cap: $33.47B
FUTU
Futu Holdings Ltd
$112.73
-0.69%
FINANCIAL SERVICES · Cap: $17.07B
Smart Verdict
WallStSmart Research — data-driven comparison
Futu Holdings Ltd generates 25% more annual revenue ($24.06B vs $19.23B). FUTU leads profitability with a 46.2% profit margin vs 24.4%. ACGL trades at a lower P/E of 7.7x. FUTU earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy67
out of 100
Grade: B-
FUTU
Strong Buy79
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 24 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 26.6%
Generating 1.3B in free cash flow
Keeps 46 of every $100 in revenue as profit
Strong operational efficiency at 66.7%
Revenue surging 35.6% year-over-year
Every $100 of equity generates 29 in profit
Attractively priced relative to earnings
Earnings expanding 43.0% YoY
Areas to Watch
Revenue declined 10.5%
Earnings declined 7.1%
Distress zone — elevated risk
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 24.4% and operating margin at 26.6%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : FUTU
The strongest argument for FUTU centers on Profit Margin, Operating Margin, Revenue Growth. Profitability is solid with margins at 46.2% and operating margin at 66.7%. Revenue growth of 35.6% demonstrates continued momentum.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, EPS Growth, Altman Z-Score.
Bear Case : FUTU
The primary concerns for FUTU are Altman Z-Score.
Key Dynamics to Monitor
ACGL profiles as a declining stock while FUTU is a growth play — different risk/reward profiles.
FUTU carries more volatility with a beta of 0.45 — expect wider price swings.
FUTU is growing revenue faster at 35.6% — sustainability is the question.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
FUTU scores higher overall (79/100 vs 67/100), backed by strong 46.2% margins and 35.6% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Futu Holdings Ltd
FINANCIAL SERVICES · CAPITAL MARKETS · China
Futu Holdings Limited operates an online brokerage and wealth management platform in Hong Kong and internationally. The company is headquartered in Hong Kong, Hong Kong.
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