Arch Capital Group Ltd (ACGL)vsFulton Financial Corporation (FULT)
ACGL
Arch Capital Group Ltd
$94.46
+1.88%
FINANCIAL SERVICES · Cap: $34.58B
FULT
Fulton Financial Corporation
$21.59
+0.94%
FINANCIAL SERVICES · Cap: $4.12B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd generates 1445% more annual revenue ($19.93B vs $1.29B). FULT leads profitability with a 30.5% profit margin vs 22.1%. ACGL appears more attractively valued with a PEG of 1.06. ACGL earns a higher WallStSmart Score of 81/100 (A-).
ACGL
Exceptional Buy81
out of 100
Grade: A-
FULT
Strong Buy65
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 31 of every $100 in revenue as profit
Strong operational efficiency at 40.8%
Areas to Watch
No major concerns identified
Expensive relative to growth rate
4.2% revenue growth
4.1% earnings growth
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : FULT
The strongest argument for FULT centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 30.5% and operating margin at 40.8%.
Bear Case : ACGL
No major red flags identified for ACGL, but monitor valuation.
Bear Case : FULT
The primary concerns for FULT are PEG Ratio, Revenue Growth, EPS Growth.
Key Dynamics to Monitor
ACGL profiles as a mature stock while FULT is a value play — different risk/reward profiles.
FULT carries more volatility with a beta of 0.82 — expect wider price swings.
ACGL is growing revenue faster at 8.5% — sustainability is the question.
ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
ACGL scores higher overall (81/100 vs 65/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Fulton Financial Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Fulton Financial Corporation is a financial holding company that provides banking and financial services to businesses and consumers. The company is headquartered in Lancaster, Pennsylvania.
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